What do I need to do to cancel my auto insurance policy with Allstate?

Sometimes, situations arise where you must cancel your insurance, and what you need to do to cancel your auto insurance policy with Allstate may seem overwhelming. But figuring out how to cancel auto insurance doesn’t have to be a stressful ordeal.

What do you need to do to cancel your auto insurance policy with Allstate? You should have no issues if you have the information required, contact customer service, and have another policy ready.

What You Need to Do to Cancel an Auto Insurance Policy With Allstate

First, it’s important to understand why you are canceling. One of the most common reasons is to save money with a cheaper company and policy, so you should check with Allstate about potential car insurance discounts before canceling.

If you are relocating to a location without Allstate, can no longer drive for a medical reason, or plan on selling your car without replacing it, canceling outright makes sense.

If you want to cancel and switch to a new company, look up your renewal date with your Allstate account. This helps you avoid a lapse in coverage, which can get you into legal trouble if an officer pulls you over.

You can cancel during the early stages of your policy period, but it can be easier to wait until just before the renewal date.

Next, contact Allstate’s customer service line at 1-800-726-6033 or speak to your local Allstate agent in person. This is when you should have your policy number ready and additional details like the date you want to cancel. They may not press for more information, but the agent might ask why you’re canceling.

To ensure you’re following state laws, Allstate will likely ask you to prove that you have a new policy with another company. They may also need proof of a new address if you are relocating or proof of sale if you are selling your vehicle.

In rare cases, you may have to write a detailed letter explaining your cancelation or sign a cancelation confirmation letter.

Before You Cancel Your Auto Insurance Policy With Allstate

There should never be any period where you learn how to drive without insurance, as you must always follow the law and protect yourself and other drivers.

Compare the best affordable auto insurance companies while shopping for a new policy. After selecting a company and policy, enroll in it before your renewal date at Allstate to avoid an insurance gap. Allstate will want to know the date your new policy starts.

After You Cancel Your Auto Insurance Policy With Allstate

Sometimes, if you switch or cancel your auto insurance you will get a refund for the unused sum. This usually applies if you have paid your full premium for the policy period.

You should notify your state’s DMV about the policy cancellation and provide proof of new insurance coverage. You can also request confirmation of your cancellation from Allstate for your records. Your agent may also request that you return certain documents.

The Main Takeaway: Canceling Auto Insurance With Allstate

According to our Allstate auto insurance review, canceling your auto policy with Allstate requires careful consideration, but once you contact customer service or visit an agent, the cancelation process is relatively simple. If you plan to keep driving, securing another car insurance policy is your most important action.