How Much is Insurance on a Volkswagen Golf R?

Volkswagen Golf R insurance costs $132/mo or $1,580/yr, which is around $5 more per month or $61 more per year than other cars. For teenage drivers, Volkswagen Golf R insurance costs up to $481.25/mo or $5,775/yr, while good drivers may pay as little as $77.42/mo or $929/yr on Volkswagen Golf R insurance rates. Learn more about Volkswagen Golf R insurance.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Oct 30, 2020

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Key takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Volkswagen Golf R insurance costs around $61 more per year than the average vehicle

Volkswagen Gold R insurance rates are $53 per month for liability-only coverage and $132 per month for full coverage. Did you know can save up to $651 per year through policy discounts? Continue reading to learn more.

You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best auto insurance companies by using our free online tool now.

Volkswagen Golf R Insurance Cost

The average Volkswagen Golf R auto insurance costs are $1,580 a year or $132 a month.

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Are Volkswagen Golf Rs Expensive to Insure?

The chart below details how Volkswagen Golf R insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Ford Focus RS, and Honda Fit.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf R $372 $660 $390 $1,580
Volkswagen Golf $306 $600 $390 $1,454
Ford Focus RS $332 $656 $398 $1,544
Honda Fit $268 $512 $258 $1,148
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Beetle $280 $542 $332 $1,290
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Golf R Insurance?

Even though the average annual rate for the Volkswagen Golf R is $1,580, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen Golf R.

Age of the Vehicle

The average Volkswagen Golf R insurance rates are higher for newer models. For example, auto insurance rates for a 2019 Volkswagen Golf R are $1,580, while 2012 Volkswagen Golf R rates are $1,360, a difference of $220.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Golf R $372 $660 $390 $1,580
2018 Volkswagen Golf R $356 $656 $398 $1,568
2017 Volkswagen Golf R $344 $640 $416 $1,558
2016 Volkswagen Golf R $332 $612 $430 $1,532
2015 Volkswagen Golf R $314 $592 $442 $1,506
2013 Volkswagen Golf R $290 $516 $456 $1,420
2012 Volkswagen Golf R $278 $464 $460 $1,360
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Driver Age

Driver age can have a significant effect on the cost of Volkswagen Golf R auto insurance. For example, 30-year-old drivers pay approximately $70 more for their Volkswagen Golf R auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Golf R insurance rates. For example, drivers in Phoenix may pay $869 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Golf R auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Golf R auto insurance with violations on their driving record.

Volkswagen Golf R Safety Ratings

Your Volkswagen Golf R insurance rates are tied to the safety ratings of the Volkswagen Golf R. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side A
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Volkswagen Golf R Crash Test Ratings

Not only do good Volkswagen Golf R crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Volkswagen Golf R insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Golf R Safety Features

The safety features of the Volkswagen Golf R can impact your Volkswagen Golf R insurance rates. The Volkswagen Golf R has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor

Volkswagen Golf R Finance and Insurance Cost

When financing a Volkswagen Golf R, most lenders will require your carry higher Volkswagen Golf R coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Golf R insurance rates from the best companies using our FREE tool below.

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5 Ways to Save on Volkswagen Golf R Insurance

There are many ways that you can save on Volkswagen Golf R auto insurance. Below are five actions you can take to find cheap Volkswagen Golf R auto insurance rates.

  • Check Reviews and State Complaints Before You Choose an Insurer
  • Ask About Welcome Discounts
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Take Advantage of Referral Fees
  • Ask for a Volkswagen Golf R Discount If You Have College Degree or Higher

Top Volkswagen Golf R Insurance Companies

Several top auto insurance companies offer competitive rates for the Volkswagen Golf R rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Volkswagen Golf R drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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