Travelers IntelliDrive Review: Can you get affordable auto insurance? (2024)
Travelers IntelliDrive is Travelers usage-based program where customers can save up to 20% on Travelers auto insurance. The Travelers Intellidrive app monitors driving habits and then calculates a discount. Your Travelers Intellidrive discount will vary depending on the results of your 90-day monitoring period.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Nov 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Travelers IntelliDrive is Travelers’ usage-based program that gives discounts to drivers with good driving habits.
- There’s no telematics device needed.
- You can save up to 20 percent on Travelers auto insurance.
Travelers IntelliDrive is Travelers’ version of usage-based auto insurance. Over the course of 90 days, Travelers will monitor your driving habits using a telematic on your smartphone. How much you save depends on how well you drive. To be eligible, you need to have a Travelers auto insurance policy. Once you have a policy, you can enroll in IntelliDrive.
Understanding auto insurance programs like Intellidrive is the key to getting the best discount from them. Since there are not many Travelers Intellidrive brochures out there in the modern world (although you might find a Travelers Intellidrive pdf), our Travelers Intellidrive review will help.
You don’t have to get Travelers IntelliDrive to save money on car insurance. Use our free comparison tool to find cheap auto insurance companies in your area by entering your ZIP code above.
What is Travelers IntelliDrive?
IntelliDrive is often confused with Intellidrive motor and planter, which is farming and landscape equipment. The IntelliDrive for auto insurance is a product of Travelers Insurance Company. Here’s a short video that further explains Travelers IntelliDrive.
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Travellers Intellidrive records time of day, braking, acceleration, and more to monitor for good driving habits.
How does Travelers IntelliDrive work?
If you have a Travelers insurance policy already, enrolling in IntelliDrive is simple. You can start by downloading the IntelliDrive mobile app from the Google Play Store or Apple App Store. Travelers IntelliDrive will start monitoring your speed, hard braking, phone use, and other driving behaviors. All of your driving activity will produce a score, which is calculated at the end of the 90 days.
IntelliDrive doesn’t appear to use a OBD telematics device or a bluetooth beacon.
You can stop using IntelliDrive within 45 days without any risk of hurting your car insurance rates. However, using tactics to try and beat, trick, or hack IntelliDrive could disqualify for IntelliDrive discounts. If you have any questions about IntelliDrive, you can contact Travelers IntelliDrive’s phone number at 1-888-505-1217.
Travelers IntelliDrive Mobile App Reviews
The standard Travelers insurance app won’t give you access to Travelers IntelliDrive. You’ll need to install IntelliDrive individually.
Travelers IntelliDrive app reviews are lower than its competitors. In the Google Play Store, Travelers IntelliDrive has been rated 2.3 stars, while its Apple App Store rating is 2.1 stars.
Ratings may turn customers away, but affordable car insurance rates can still attract them. Enter your ZIP code to find out which auto insurance companies have the cheapest rates.
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Exploring the Travelers IntelliDrive Experience
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Travelers IntelliDrive Availability by State
IntelliDrive is only available in the following 38 states:
States with Travelers IntelliDrive®| Travelers IntelliDrive® States |
|---|
| Alaska |
| Arizona |
| Arkansas |
| Colorado |
| Connecticut |
| Florida |
| Georgia |
| Idaho |
| Illinois |
| Indiana |
| Iowa |
| Kansas |
| Kentucky |
| Maine |
| Maryland |
| Massachusetts |
| Minnesota |
| Mississippi |
| Missouri |
| Montana |
| Nebraska |
| Nevada |
| New Hampshire |
| New Jersey |
| New Mexico |
| Ohio |
| Oklahoma |
| Oregon |
| Pennsylvania |
| South Carolina |
| Tennessee |
| Texas |
| Utah |
| Vermont |
| Virginia |
| Washington |
| Washington, D.C. |
| Wisconsin |
Each state carries a different discount percentage and different financial responsibilities for auto insurance. According to the Insurance Information Institute, every state has different coverage limits. However, liability car insurance is the minimum coverage requirement anywhere you go in the United States.
Travelers Auto Discounts
What if the Travelers IntelliDrive discount doesn’t save you much money on auto insurance? There are other discounts you can look into:
Read more: What discounts are available for Travelers auto insurance customers?
Travelers Auto Discount List| Travelers Auto Insurance Discounts | Average Percentage Saved |
|---|---|
| Multi-Policy | 13% |
| Multi-Car | 8% |
| Home Ownership | 5% |
| Safe Driver | 10% to 23% |
| Continuous | 15% |
| Hybrid/Electic Vehicle | Ask Agent |
| New Vehicle | 10% |
| EFT/Paid in Full | EFT (2-3%), 7.5% (paid in full), 15% consistent on time payements |
| Early Quote | 3% to 10% |
| Good Student | 8% |
| Distant Student | 7% |
| Driver Training | 8% |
| Affinity Program | Ask Agent |
| IntelliDrive® Program | 20% |
Drivers with clean driving records will save the most money on Travelers car insurance. If you combine the savings from IntelliDrive with the Travelers discounts you’re eligible for, you could save hundreds on coverage per year.
Travelers Insurance Intellidrive reviews are helpful, but what if you could save right now? Start by entering your ZIP code in the FREE comparison tool below.
Frequently Asked Questions
How to beat Travelers IntelliDrive?
Driving safely and within speed limits can improve your IntelliDrive score.
How does IntelliDrive work?
IntelliDrive works by using telematics to monitor driving behavior such as speed, acceleration, braking, and time of day.
What is Travelers IntelliDrive program?
IntelliDrive is a telematics program offered by Travelers that tracks and rewards safe driving habits.
Is Travelers IntelliDrive worth it?
Whether IntelliDrive is worth it depends on your driving habits and the potential insurance savings you can achieve.
How does Travelers IntelliDrive know who is driving?
IntelliDrive typically identifies the primary driver based on the frequency and patterns of driving behavior.
Can I delete Travelers IntelliDrive after 90 days?
Yes, you can usually discontinue using IntelliDrive after the initial monitoring period.
What does Travelers IntelliDrive consider high speed?
IntelliDrive considers high speed based on predefined thresholds set by the insurance provider.
Does Travelers IntelliDrive know the speed limit?
Yes, IntelliDrive can assess driving speeds relative to posted speed limits using GPS data.
Is Travelers auto insurance good?
Travelers auto insurance is generally well-regarded for its coverage options and customer service.
What does the Travelers IntelliDrive program entail?
How does Travelers IntelliDrive know I’m a passenger?
IntelliDrive can infer if someone is a passenger based on movement patterns and lack of control over vehicle functions.
How does Travelers IntelliDrive know if I’m driving?
IntelliDrive identifies the driver based on typical driving behaviors associated with the primary user.
How much can Travelers IntelliDrive save you?
IntelliDrive savings vary but can potentially reduce insurance premiums significantly for safe drivers.
Does Travelers car insurance have an app?
Yes, Travelers offers a mobile app that allows customers to manage their policies, file claims, and access roadside assistance.
Does travel insurance pay out?
Yes, travel insurance typically pays out for covered events like trip cancellations or medical emergencies, depending on the policy terms.
Can Travelers IntelliDrive help me get affordable auto insurance?
Yes, Travelers IntelliDrive can help you get affordable auto insurance. The program rewards safe driving habits with potential discounts on your insurance premiums. By driving safely and responsibly, you may be eligible for lower rates based on your actual driving performance. The program encourages and incentivizes good driving behavior, which can lead to savings on your auto insurance.
Will my privacy be protected with Travelers IntelliDrive?
Travelers Insurance is committed to protecting your privacy with IntelliDrive. While the program collects data about your driving behavior, it is primarily used for calculating your insurance premium and providing feedback on your driving habits. Travelers maintains strict security measures to safeguard the collected data, and it is handled in accordance with their privacy policies. Your data will not be shared with third parties without your consent, except where required by law.
How can I enroll in Travelers IntelliDrive?
To enroll in Travelers IntelliDrive, you need to be a Travelers Insurance customer and meet the program’s eligibility requirements. You can contact your local Travelers Insurance agent or visit their website to inquire about enrolling in IntelliDrive. They will provide you with the necessary information and guide you through the enrollment process, including instructions on how to install the mobile app or device in your vehicle for data collection.
How do Travelers and State Farm compare?
Travelers and State Farm are both well-known insurance providers, but State Farm often stands out for its extensive agent network and Drive Safe & Save program, while Travelers is known for its wide range of policy options and strong financial stability.
Compare over 200 auto insurance companies at once!
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.