Affordable Subaru Forester Auto Insurance Quotes (2024)
Subaru Forester insurance rates are around $112 a month, but you'll find that 2017 Subaru Forester insurance costs less than a policy for a newer model. Compare Subaru Forester insurance quotes online to save money on your Subaru Forester insurance coverage. Enter your ZIP code below to get started.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Jul 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key Takeaways:
- Full coverage costs around $1,346 a year or $112 each month
- A liability-only policy costs around $539 a year or $45 each month
- Highest rates are for teenage drivers at around $4,920 a year or $410 each month
- Good drivers can save as much as $555 a year by earning policy discounts
- Subaru Forester insurance costs around $173 less per year than the average vehicle
We will help you find the best auto insurance rates for your Subaru Forester. Full coverage costs around $1,346 a year or $112 each month, but every auto insurance quotes will be uniquely based on several key factors. We’ll cover all the basics below, so get ready.
You can start comparing quotes for Subaru Forester car insurance rates from some of the best car insurance companies by using our free online tool now.
Subaru Forester Insurance Cost
The average Subaru Forester car insurance costs are $1,346 a year or $112 a month.
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Are Subaru Foresters Expensive to Insure?
The chart provides a comprehensive comparison of insurance rates for the Subaru Forester, alongside other popular SUV models such as the Kia Sorento, Mitsubishi Outlander, and Dodge Durango.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru Forester | $362 | $532 | $316 | $1,346 |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
| Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
Read more: Affordable Mitsubishi Auto Insurance Quotes
What Impacts the Cost of Subaru Forester Insurance?
The Subaru Forester trim and model you choose can impact the total price you will pay for Subaru Forester car insurance coverage.
Age of the Vehicle
Older Subaru Forester models generally cost less to insure. For example, car insurance for a 2020 Subaru Forester costs $1,346, while 2010 Subaru Forester insurance costs are $1,074, a difference of $272.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Subaru Forester | $362 | $532 | $316 | $1,346 |
| 2019 Subaru Forester | $346 | $512 | $332 | $1,326 |
| 2018 Subaru Forester | $332 | $506 | $338 | $1,312 |
| 2017 Subaru Forester | $320 | $494 | $354 | $1,304 |
| 2016 Subaru Forester | $310 | $474 | $364 | $1,284 |
| 2015 Subaru Forester | $292 | $458 | $376 | $1,262 |
| 2014 Subaru Forester | $282 | $424 | $384 | $1,226 |
| 2013 Subaru Forester | $270 | $400 | $388 | $1,194 |
| 2012 Subaru Forester | $258 | $358 | $390 | $1,142 |
| 2011 Subaru Forester | $242 | $330 | $390 | $1,098 |
| 2010 Subaru Forester | $234 | $310 | $394 | $1,074 |
Driver Age
Driver age can have a significant impact on the cost of Subaru Forester auto insurance. For example, 20-year-old drivers pay approximately $1,646 each year for their Subaru Forester auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Subaru Forester insurance rates. For example, drivers in Los Angeles may pay $741 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on your Subaru Forester car insurance rates. Teens and drivers in their 20’s see the highest jump in their Subaru Forester car insurance with violations on their driving record.
Subaru Forester Safety Ratings
The Subaru Forester’s safety ratings will affect your Subaru Forester car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Subaru Forester Crash Test Ratings
Subaru Forester crash test ratings can impact the cost of your Subaru Forester car insurance. See Subaru Forester crash test results below:
| Federal Government Crash Test Ratings | 2020 | 2019 | 2018 |
| Overall Rating | 5 | 5 | 5 |
|---|---|---|---|
| Frontal Crash | 5 | 5 | 4 |
| Side Crash | 5 | 5 | 5 |
| Rollover | 4 | 4 | 5 |
| Source: National Highway Traffic Safety Administration | |||
Subaru Forester Safety Features
Having a variety of safety features on your Subaru Forester can help lower your insurance costs. According to AutoBlog, the 2020 Subaru Forester’s safety features include:
- Anti-lock brakes
- Stability control
- Front-impact air bags
- Side impact air bags
- Overhead air bags
- Knee air bags
- Pretensioners
- Security system
Subaru Forester Insurance Loss Probability
The lower percentage means lower Subaru Forester car insurance rates; higher percentages mean higher Subaru Forester auto insurance rates. Insurance loss probability on the Subaru Forester fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -29% |
|---|---|
| Property Damage | -20% |
| Comprehensive | 8% |
| Personal Injury | -28% |
| Medical Payment | -24% |
| Bodily Injury | -32% |
Subaru Forester Finance and Insurance Cost
If you are financing a Subaru Forester, most lenders will require your carry higher Subaru Forester coverage options including comprehensive coverage, so be sure to shop around and compare Subaru Forester auto insurance rates from the best companies using our FREE tool below.
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3 Ways to Save on Subaru Forester Insurance
Drivers can end up saving more money on their Subaru Forester car insurance rates by employing any one of the following strategies.
- Re-Check Subaru Forester Auto Insurance Quotes Annually or Semi-annually
- Reduce your Coverage on an Older Subaru Forester
- Make Sure You Compare Apples to Apples When Checking Subaru Forester Insurance Rates
Top Subaru Forester Insurance Companies
Who is the top car insurance company for Subaru Forester insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru Forester auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru Forester offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | 46,106,971 | 6.6 |
| 3 | Progressive | 39,222,879 | 5.6 |
| 4 | Liberty Mutual | 35,600,051 | 5.1 |
| 5 | Allstate | 35,025,903 | 5.0 |
| 6 | Travelers | 28,016,966 | 4.0 |
| 7 | USAA | 23,483,080 | 3.3 |
| 8 | Chubb | 23,388,385 | 3.3 |
| 9 | Farmers | 20,643,559 | 2.9 |
| 10 | Nationwide | 18,442,145 | 2.6 |
| Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings | |||
Compare Free Subaru Forester Insurance Quotes Online
You can start comparing quotes for Subaru Forester auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Compare over 200 auto insurance companies at once!
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Frequently Asked Questions
How much does Subaru Forester insurance cost?
The average cost of Subaru Forester car insurance is around $1,346 per year or $112 per month.
Are Subaru Foresters expensive to insure?
Compared to other SUVs like the Kia Sorento, Mitsubishi Outlander, and Dodge Durango, Subaru Forester insurance rates are generally competitive. However, you can find the cheapest insurance rates by comparing quotes online.
What factors impact the cost of Subaru Forester insurance?
Several factors affect the cost of Subaru Forester insurance, including the vehicle’s trim and model, driver’s age, location, driving record, safety ratings, safety features, and insurance loss probability.
How can I save on Subaru Forester insurance?
There are three ways to potentially save on Subaru Forester insurance: maintaining a clean driving record, taking advantage of safety features on your vehicle, and comparing quotes from multiple insurance companies.
Which insurance companies offer coverage for Subaru Forester?
Some of the top insurance companies for Subaru Forester coverage, based on market share, include those that offer discounts for security systems and safety features. You can compare quotes from different companies online to find the best rates.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.