What is the process for canceling my auto insurance policy with Elephant Insurance? (2024)

Elephant Insurance is a direct insurer with headquarters in Richmond, Virginia. It was founded in 2009 and is a subsidiary of Admiral Group PLC, a leading U.K. insurer and FTSE 100 company. Elephant Insurance was named one of America’s best insurance companies in a Forbes 2023 survey.

Nonetheless, if you are looking to cancel your Elephant Insurance auto insurance policy, you may have questions and concerns about the process. Rest assured, canceling your auto insurance policy is fairly straightforward. In this article, we will explain how to cancel your auto insurance policy with Elephant Insurance and whether you are eligible for a refund.

Steps to Cancel Auto Insurance Policy With Elephant Insurance 

To cancel your auto insurance policy with Elephant Insurance, start by speaking to a company representative on the phone.

Here are the key steps:

1. To cancel your policy, call Elephant Insurance at 877-321-2095 and an agent will guide you through the process.
2. Sometimes there is a fee to cancel your auto insurance policy. Ask the Elephant Insurance agent about these charges. It could be a percentage of your remaining insurance rate or a flat rate.
3. Provide the information that Elephant Insurance asks for, such as your name, address, and policy number, as well as the date of cancellation.
4. Wait for confirmation via email.
5. Receive a refund from Elephant Insurance for any unused, prepaid portion of the policy.

If I switch or cancel auto insurance will I get a refund? All told, the process of canceling your policy and getting your refund should take no more than a few weeks.

Reasons to Cancel Auto Insurance Policy With Elephant Insurance 

You may need to cancel your auto insurance policy for various reasons. If you’re selling your car and don’t plan to buy a new one, you may not need any coverage at all. You may be moving to another country or state where Elephant Insurance doesn’t have coverage. Or perhaps you found coverage from one of the best affordable auto insurance companies.

If you have a car and continue to drive, make sure you have a new auto insurance policy in place before you cancel your policy with Elephant Insurance to avoid a coverage lapse. What happens if I let my auto insurance policy lapse? You could face fines or jail time for driving without auto insurance.

Note, too, that you will have to turn in your license plates when you cancel auto insurance if you’re selling your car.

Know How to Cancel Your Auto Policy With Elephant Insurance

Canceling your auto insurance policy with Elephant Insurance is an easy process if you find cheap auto insurance premiums elsewhere. However, there may be cancellation charges or refunds, so clarify these before canceling. If you plan to switch insurance companies, it may be best to wait out your insurance term instead of canceling mid-policy to avoid cancellation charges.

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