Affordable Mazda CX-5 Auto Insurance Quotes (2024)
Where you live and your driving record will impact your Mazda CX-5 insurance costs. You can save money on car insurance when you compare Mazda CX-5 insurance quotes online.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Jan 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key Takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Mazda CX-5 insurance costs around $135 less per year than the average vehicle
Mazda CX-5 insurance rates don’t have to be a mystery. The secret to good Mazda CX-5 auto insurance comparison shopping is having base rates to compare against, so you know you’re getting the best Mazda CX-5 auto insurance rates as you compare policies. We’ve got that in spades in our guide below.
You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda CX-5 Insurance Cost
The average Mazda CX-5 car insurance rates are $1,384 a year or $115 a month. Depending on what company you choose, you could get a better deal.
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Are Mazda CX-5s Expensive to Insure?
The chart below details how Mazda CX-5 insurance rates compare to other crossovers like the Toyota C-HR, Kia Sportage and Hyundai Tucson.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
| Hyundai Tucson | $294 | $470 | $372 | $1,294 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
Read more: Affordable Hyundai Auto Insurance Quotes
What Impacts the Cost of Mazda CX-5 Insurance?
The Mazda CX-5 trim and model you choose can impact the total price you will pay for Mazda CX-5 insurance coverage.
Age of the Vehicle
The average Mazda CX-5 car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Mazda CX-5 are $1,384, while 2013 Mazda CX-5 rates are $1,254, a difference of $130.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| 2019 Mazda CX-5 | $306 | $512 | $390 | $1,366 |
| 2018 Mazda CX-5 | $294 | $506 | $398 | $1,356 |
| 2017 Mazda CX-5 | $284 | $494 | $416 | $1,352 |
| 2016 Mazda CX-5 | $274 | $474 | $430 | $1,336 |
| 2015 Mazda CX-5 | $260 | $458 | $442 | $1,318 |
| 2014 Mazda CX-5 | $250 | $424 | $452 | $1,284 |
| 2013 Mazda CX-5 | $240 | $400 | $456 | $1,254 |
Driver Age
Driver age can have a significant effect on the cost of Mazda CX-5 car insurance. For example, a 20-year-old driver could pay around $141 more each month for their Mazda CX-5 car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in Los Angeles may pay $512 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Mazda CX-5 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 car insurance with violations on their driving record.
Mazda CX-5 Safety Ratings
The Mazda CX-5’s safety ratings will affect your Mazda CX-5 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | G |
|---|---|
| Small overlap front: passenger-side | G |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
Mazda CX-5 Crash Test Ratings
Good Mazda CX-5 crash test ratings can lower your Mazda CX-5 auto insurance rates. See Mazda CX-5 crash test results below:
| Federal Government Crash Test Ratings | 2020 | 2019 | 2018 |
| Overall Rating | 5 | 5 | 5 |
|---|---|---|---|
| Frontal Crash | 5 | 5 | 5 |
| Side Crash | 5 | 5 | 5 |
| Rollover | 4 | 4 | 4 |
| Source: National Highway Traffic Safety Administration | |||
Mazda CX-5 Safety Features
The safety features of the Mazda CX-5 can impact your Mazda CX-5 car insurance rates. The Mazda CX-5 has the following safety features:
- Anti-lock brakes
- Stability control
- Front-impact air bags
- Side impact air bags
- Overhead air bags
- Pretensioners
- Security system
Mazda CX-5 Insurance Loss Probability
The Mazda CX-5’s insurance loss probability varies between different coverage types. The lower percentage means lower Mazda CX-5 auto insurance costs; higher percentages mean higher Mazda CX-5 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -34% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -15% |
| Personal Injury | -21% |
| Medical Payment | -17% |
| Bodily Injury | -24% |
Mazda CX-5 Finance and Insurance Cost
If you are financing a Mazda CX-5, you will pay more if you purchase Mazda CX-5 auto insurance at the dealership, so be sure to shop around and compare Mazda CX-5 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-5 Insurance
You have more options at your disposal to save money on your Mazda CX-5 car insurance costs. For example, try these three tips:
- Make Sure You’re Raising a Safe Mazda CX-5 Driver
- Reduce Modifications on your Mazda CX-5
- Avoid Filing a Claim for Minor Incidents on Your Mazda CX-5
Top Mazda CX-5 Insurance Companies
The best auto insurance companies for Mazda CX-5 car insurance rates will offer competitive rates, discounts, and account for the Mazda CX-5’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | 46,106,971 | 6.6 |
| 3 | Progressive | 39,222,879 | 5.6 |
| 4 | Liberty Mutual | 35,600,051 | 5.1 |
| 5 | Allstate | 35,025,903 | 5.0 |
| 6 | Travelers | 28,016,966 | 4.0 |
| 7 | USAA | 23,483,080 | 3.3 |
| 8 | Chubb | 23,388,385 | 3.3 |
| 9 | Farmers | 20,643,559 | 2.9 |
| 10 | Nationwide | 18,442,145 | 2.6 |
| Source: https://www.iii.org/fact-statistic/facts-statistics-insurance-company-rankings | |||
Compare Free Mazda CX-5 Insurance Quotes Online
To start comparing Mazda CX-5 car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
How can I find affordable insurance for my Mazda CX-5?
Finding affordable insurance for your Mazda CX-5 involves several factors. Here are some tips to help you lower your insurance premiums:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a good driving record: Avoid accidents and traffic violations as they can increase your insurance premiums.
- Opt for a higher deductible: Choosing a higher deductible can lower your insurance premium, but make sure you can afford to pay the deductible if you need to make a claim.
- Take advantage of discounts: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features on your Mazda CX-5.
- Consider usage-based insurance: Some insurers offer usage-based insurance programs where your premium is based on your actual driving habits, potentially resulting in lower rates if you’re a safe driver.
What factors affect the insurance cost of a Mazda CX-5?
Several factors influence the cost of insurance for a Mazda CX-5. These factors may include:
- Your driving record: If you have a history of accidents or traffic violations, your insurance premium may be higher.
- Vehicle model and year: Newer models of the Mazda CX-5 may have higher insurance premiums due to the cost of repairs or replacement parts.
- Safety features: The presence of safety features, such as anti-lock brakes, airbags, or advanced driver-assistance systems, can potentially lower your insurance premium.
- Location: Where you live can impact your insurance rates. Areas with higher rates of accidents, thefts, or vandalism may result in higher premiums.
- Personal factors: Your age, gender, marital status, and credit history may also affect your insurance cost.
Are there any specific insurance discounts available for Mazda CX-5 owners?
Yes, Mazda CX-5 owners may be eligible for various insurance discounts. These may include:
- Multi-policy discount: If you have multiple insurance policies with the same insurer, such as home and auto insurance, you may qualify for a discount on both.
- Safe driver discount: If you have a clean driving record without any accidents or traffic violations, you may be eligible for a safe driver discount.
- Safety feature discount: Mazda CX-5s often come equipped with safety features such as anti-lock brakes, stability control, and airbags. These features may qualify you for a discount on your insurance premium.
- Good student discount: If you or a family member on your policy is a full-time student with good grades, you may be eligible for a discount.
- Low mileage discount: If you don’t drive your Mazda CX-5 extensively, you may qualify for a discount based on your low mileage.
Does the cost of insurance vary for different trim levels of the Mazda CX-5?
Yes, the cost of insurance can vary based on the trim level of your Mazda CX-5. Generally, higher trim levels with additional features and higher market values may result in higher insurance premiums. The insurance provider considers factors like the cost of repair or replacement parts, overall value, and safety features when determining the premium. It’s always a good idea to check with your insurance provider for specific details on how trim levels can affect insurance costs.
Can I get a discount for using advanced safety features in my Mazda CX-5?
Yes, you may be eligible for a discount on your insurance premium if your Mazda CX-5 is equipped with advanced safety features. Many insurance providers offer discounts for features such as anti-lock brakes, stability control, adaptive cruise control, lane departure warning, and automatic emergency.
Compare over 200 auto insurance companies at once!
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.