How does Liberty Mutual handle claims involving hit-and-run accidents?

With uninsured motorist coverage from Liberty Mutual, you can avoid high medical or auto repair expenses after a hit-and-run accident. Finding out more information about how to file an auto insurance claim with Liberty Mutual can help protect you from many other hit-and-run accident expenses.

In this article, we’ll discuss how Liberty Mutual handles claims involving hit-and-run accidents.

How Liberty Mutual Handles Claims That Involve Hit-and-Run Accidents

Liberty Mutual takes care of insurance claims after hit-and-run accidents like other claims. What happens depends on regulations in your state and the terms of your auto insurance policy. Collision insurance sometimes pays for hit-and-run accidents, but in many areas, you’ll need uninsured motorist coverage.

Liberty Mutual assumes that drivers who don’t stay at the scene of an accident and share their insurance information are uninsured. Some of these people could be insured and trying to avoid accidents on their driving records, but you can still use uninsured motorist coverage.

“When an adjuster contacts you, be prepared to provide copies of repair or medical bills, police reports, and other relevant documents. Your adjuster will let you know the amount of your payment as soon as possible.”

How Liberty Mutual Hit-and-Run Accident Coverage Works

Liberty Mutual is one of the best affordable auto insurance companies, and you can choose uninsured motorist bodily injury coverage, uninsured motorist property damage coverage, or both.

These types of coverage aren’t mandatory in all states, but without them, you may not get compensation from Liberty Mutual after a hit-and-run accident. Before you file a Liberty Mutual insurance claim after a hit-and-run accident, check your policy and make sure you have coverage.

Then, you can file your claim online. After an insurance adjuster examines your claim, Liberty Mutual will call or email you and ask you about the circumstances surrounding the accident. This usually takes one or two days.

Read more: How long does it take for Liberty Mutual to process an auto insurance claim?

When an adjuster contacts you, be prepared to provide copies of repair or medical bills, police reports, and other relevant documents. Your adjuster will let you know the amount of your payment as soon as possible.

This usually takes another day or two, but more complex claims can take weeks or months. Liberty Mutual will usually send you a check for your expenses. If the mechanic you choose is part of the company’s Guaranteed Repair Network, the payment will go directly to the repair shop.

Liberty Mutual Claims After a Hit-and-Run Accident: The Bottom Line

Understanding how auto insurance works is important. Fortunately, the claims process for hit-and-run accidents is relatively easy with Liberty Mutual. You can make your claim online with a computer or smartphone, and the insurance adjusters will help you through the process.

Hit-and-run accidents can cause severe injuries and damage, and filing an auto insurance claim through Liberty Mutual can help you get compensation for repairs or medical treatment as soon as possible.

If you’re still shopping for car insurance, it’s a good idea to learn how to compare auto insurance quotes. You can select a policy with excellent protection from hit-and-run accidents and many other hazards.