Cheap GMC Auto Insurance in 2024 (10 Most Affordable Companies)
AAA, Erie, and Progressive offer the cheap GMC auto insurance. AAA is the top pick at $75/month with bundling savings. Erie excels in customer satisfaction and comprehensive coverage while Progressive stands out for tech-driven services. Compare these top providers to find the best fit for your GMC coverage.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for GMC
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for GMC
A.M. Best Rating
Complaint Level
Pros & Cons
The companies offering the cheap GMC auto insurance are AAA, Erie, and Progressive. AAA provides the best overall value with substantial savings through bundling, making it a top choice.
Erie delivers high customer satisfaction with its comprehensive coverage, while Progressive offers competitive rates and innovative services.
If you’re seeking affordable auto insurance for GMC, these providers offer great options tailored to different needs.
Our Top 10 Company Picks: Cheap GMC Auto Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $75 A Member Benefits AAA
#2 $80 A+ Customer Satisfaction Erie
#3 $85 A+ Technology Driven Progressive
#4 $87 A++ Personal Service Auto-Owners
#5 $88 A++ Extensive Coverage Travelers
#6 $90 B Nationwide Presence State Farm
#7 $92 A Flexible Options American Family
#8 $95 A+ High Ratings Amica
#9 $100 A Diverse Offerings Farmers
#10 $110 A Comprehensive Coverage Liberty Mutual
To find out if you can get cheaper auto insurance rates, enter your ZIP code into our free quote tool above to instantly compare prices from various companies near you.
- AAA is the top choice for cheap GMC auto insurance at $75/month
- Erie delivers high satisfaction and strong coverage for GMC vehicles
- Cheap GMC auto insurance needs affordable rates and strong coverage
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#1 – AAA: Top Overall Pick
Pros
- Affordable Coverage: Discover our AAA auto insurance review to see how the company offers highly competitive pricing for cheap GMC auto insurance.
- Exclusive Member Benefits: Members receive valuable perks such as roadside assistance and travel discounts, enhancing the overall value of cheap GMC auto insurance.
- Excellent Customer Service: Known for high customer satisfaction, AAA excels in handling claims and providing support for cheap GMC auto insurance.
Cons
- Limited Availability: AAA’s services are not available in all states, which may limit access for drivers looking for cheap GMC auto insurance in some regions.
- Increased Costs with Claims History: Premiums may rise if you have a history of frequent claims, potentially reducing the affordability of cheap GMC auto insurance.
#2 – Erie: Best for Customer Satisfaction
Pros
- Cost-Effective Solutions: Erie is recognized for its affordable options for cheap GMC auto insurance, offering good value for your money.
- High Customer Satisfaction: The company consistently earns high marks for customer service and satisfaction, making it a reliable choice for cheap GMC auto insurance.
- Bundling Discounts: Explore our Erie auto insurance review to understand how bundling with other Erie policies can lead to significant savings on cheap GMC auto insurance
Cons
- Smaller Agent Network: Erie’s network of local agents is more limited in some areas, which could impact personalized service and accessibility.
- Limited Customization: There may be fewer options for customizing cheap GMC auto insurance policies compared to some larger insurers.
#3 – Progressive: Best for Technology Driven Services
Pros
- Affordable Rates: View our Progressive auto insurance review to find out how the company provides budget-friendly options for cheap GMC auto insurance.
- Advanced Technology: The company utilizes innovative tools and apps to manage your cheap GMC auto insurance policy, making it easier to handle your insurance needs.
- Diverse Discount Programs: Offers a variety of discounts, including those for safe driving and multi-policy holders, which can lower the cost of cheap GMC auto insurance.
Cons
- Variable Premiums: Rates for cheap GMC auto insurance can vary significantly based on factors like driving history and location, which may affect overall cost consistency.
- Inconsistent Customer Service: Customer service experiences can vary, which might impact satisfaction with the management of cheap GMC auto insurance.
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#4 – Auto-Owners: Best for Personal Service
Pros
- Personalized Service: Auto-Owners is known for its exceptional customer service and personal touch in managing cheap GMC auto insurance policies.
- Cost-Effective Coverage: Provides affordable options for cheap GMC auto insurance, focusing on tailored coverage to meet individual needs.
- Strong Customer Ratings: Read our Auto-Owners auto insurance review to learn about its solid reputation for reliability and high customer satisfaction in cheap GMC auto insurance.
Cons
- Availability Limits: Auto-Owners may not be available in all states, which could restrict access for those seeking cheap GMC auto insurance.
- Less Technologically Advanced: The insurer offers fewer digital tools and features compared to some competitors, potentially impacting convenience.
#5 – Travelers: Best for Extensive Coverage
Pros
- Extensive Coverage Options: Travelers provides a wide range of coverage solutions for cheap GMC auto insurance, ensuring comprehensive protection.
- Discount Opportunities: Delve into our Travelers auto insurance review to see how the company offers various discounts that can reduce the cost of cheap GMC auto insurance.
- Financial Stability: The company is known for its strong financial stability, offering reliable protection for cheap GMC auto insurance.
Cons
- Complex Coverage Choices: The extensive range of options can be overwhelming, potentially complicating the selection process for cheap GMC auto insurance.
- Variable Service Quality: Customer service experiences may vary depending on location, affecting overall satisfaction with cheap GMC auto insurance.
#6 – State Farm: Best for Nationwide Presence
Pros
- Nationwide Coverage: Based on our State Farm auto insurance review, the company offers widespread availability for cheap GMC auto insurance across the United States.
- Large Agent Network: The extensive network of local agents provides personalized service and support for managing cheap GMC auto insurance.
- Discounts Available: State Farm offers a variety of discounts, including those for safe driving and bundling, to lower the cost of cheap GMC auto insurance.
Cons
- Potentially Higher Premiums: State Farm may not always provide the lowest rates for cheap GMC auto insurance compared to some competitors.
- Discount Availability: The availability of discounts can vary based on location and individual circumstances, which might affect overall affordability.
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#7 – American Family: Best for Flexible Options
Pros
- Flexible Coverage Options: American Family offers a range of customizable coverage options for cheap GMC auto insurance, allowing for tailored policies.
- Comprehensive Discounts: Provides various discounts, including those for bundling and safe driving, which help reduce the cost of cheap GMC auto insurance.
- Positive Customer Feedback: See our American Family auto insurance review to learn how high ratings for customer service enhance the experience of managing cheap GMC auto insurance
Cons
- Potentially Higher Premiums: Premiums may be higher for certain drivers, affecting the overall affordability of cheap GMC auto insurance.
- Limited State Coverage: American Family may not offer coverage in all states, limiting options for some drivers.
#8 – Amica: Best for High Ratings
Pros
- High Customer Ratings: Amica frequently receives top marks for customer satisfaction and service quality in cheap GMC auto insurance.
- Affordable Options: Check out our Amica auto insurance review for cost-effective solutions and good value for cheap GMC auto insurance coverage.
- Effective Claims Handling: Known for efficient and supportive claims management, enhancing the experience of cheap GMC auto insurance.
Cons
- Fewer Local Agents: Amica has a more limited network of local agents, which could impact in-person support and convenience.
- Limited Policy Customization: There may be fewer options for customizing cheap GMC auto insurance policies compared to some larger providers.
#9 – Farmers: Best for Diverse Offerings
Pros
- Diverse Coverage Options: Farmers offers a variety of coverage solutions for cheap GMC auto insurance, catering to different needs.
- Discount Programs: Includes multiple discounts, such as those for bundling and good driving records, which can reduce the cost of cheap GMC auto insurance.
- Established Reputation: In our Farmers auto insurance review, you’ll find insights into its well-established presence and reliable service for cheap GMC auto insurance.
Cons
- Higher Premiums for Some: Rates may be higher depending on individual factors such as driving history and location.
- Complex Policies: The variety of coverage options can be complex, potentially making it challenging to find the most cost-effective cheap GMC auto insurance.
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#10 – Liberty Mutual: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: See our Liberty Mutual auto insurance review to discover its extensive coverage options for cheap GMC auto insurance, ensuring thorough protection.
- Flexible Discount Opportunities: Provides a range of discounts, including those for safe driving and bundling multiple policies.
- Financial Strength: Known for solid financial stability, providing reliable protection for cheap GMC auto insurance.
Cons
- Higher Premiums: Liberty Mutual may have higher rates for cheap GMC auto insurance compared to some competitors.
- Variable Customer Service: Service quality can vary by location, which might affect overall satisfaction with cheap GMC auto insurance.
GMC Insurance Deals by Coverage.
When shopping for GMC auto insurance, comparing monthly rates by coverage level helps you choose a budget-friendly plan. Whether you need basic or affordable comprehensive auto insurance coverage, this table shows monthly rates by provider to guide your decision:
GMC Auto Insurance Monthly Rates by Coverage Level & ProviderInsurance Company | Minimum Coverage | Full Coverage |
---|---|---|
AAA | $75 | $135 |
American Family | $92 | $152 |
Amica | $95 | $160 |
Auto-Owners | $87 | $147 |
Erie | $80 | $140 |
Farmers | $100 | $165 |
Liberty Mutual | $110 | $180 |
Progressive | $85 | $150 |
State Farm | $90 | $155 |
Travelers | $88 | $148 |
AAA offers the lowest rates for both minimum and full coverage, making it a top choice for affordability. Erie also provides competitive pricing with solid coverage. Progressive and State Farm offer good rates with flexible coverage options.
AAA offers unbeatable value for GMC auto insurance, combining the lowest rates with substantial bundling savings.Daniel Walker Licensed Insurance Agent
For those seeking comprehensive protection, American Family and Amica provide robust coverage at slightly higher rates. These options help you find the best GMC auto insurance plan to suit your budget.
Top Tips for Affordable GMC Auto Insurance
Finding cheap GMC auto insurance becomes straightforward when you know how to utilize available affordable auto insurance discounts and strategies. Begin by comparing quotes from leading providers like AAA, American Family, and Progressive.
AAA offers discounts for multi-policy bundles, good driving, and defensive driving courses. American Family features unique savings such as the “Steer into Savings” discount and incentives for low mileage.
Progressive’s Snapshot program rewards safe driving habits and multi-vehicle policies, helping you save even more. Explore the top discounts from leading insurance providers for GMC vehicles in this table.
Highlights include multi-policy savings and safe driver rewards, offered by top companies like AAA, American Family, and Progressive.
To get the best deal on cheap GMC auto insurance, consider these effective strategies. By implementing these tips, you can reduce your premiums and ensure comprehensive coverage for your GMC.
- Shop Around: Compare quotes to find the best rates and take advantage of discounts.
- Use Available Discounts: Many insurers, including AAA and State Farm, offer discounts for good driving, safety features, and bundling policies.
- Bundle Policies: Combining insurance policies with home or other policies to secure multi-policy discounts.
- Increase Deductibles: Opt for a higher deductible to lower your premiums, but ensure it’s manageable in case of a claim.
- Maintain a Clean Driving Record: Avoid violations and keep your car well-maintained to benefit from lower rates.
Incorporate these tips and discounts into your search for cheap GMC auto insurance to ensure you get the best value for your coverage.
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Top Insurance Picks for Every GMC Model
Find the best GMC car insurance for your GMC model with tailored options by considering these top providers to match your specific needs.
The GMC Yukon, a full-size SUV with power and safety, is best insured by AAA for competitive rates, Erie for comprehensive coverage, or Progressive for flexible policies and discounts. For GMC Yukon insurance cost and GMC Yukon insurance rates, check these providers.
The GMC Sierra, a full-size pickup with strong towing capacity, is well-served by State Farm for affordability, Geico for competitive rates, or USAA for excellent coverage for military families. For those interested in GMC Sierra 3500HD car insurance, these providers offer solid options
GMC Auto Insurance Rates by ModelGMC Model | Monthly Rates |
---|---|
GMC Acadia | $129 |
GMC Canyon | $130 |
GMC Sierra | $146 |
GMC Sierra 2500HD | $159 |
GMC Sierra 3500HD | $163 |
GMC Terrain | $134 |
GMC Yukon | $150 |
GMC Yukon XL | $145 |
GMC Savana | $128 |
GMC Hummer EV | $225 |
GMC Envoy | $140 |
GMC Safari | $120 |
GMC Jimmy | $132 |
The GMC Acadia, a mid-size SUV offering reliability and space, is best insured by Allstate for extensive coverage, Liberty Mutual for customizable options, or Nationwide for competitive rates. For information on GMC Acadia insurance cost, check out these providers.
For the GMC Terrain, a small SUV with good fuel economy, Farmers offers affordable premiums, The Hartford provides low-mileage auto insurance discounts, and Travelers has competitive rates. For GMC Terrain insurance cost and GMC Terrain insurance rates, review these options.
The GMC Canyon, a mid-size pickup for hauling and towing, is best covered by Progressive for affordable rates, State Farm for robust coverage, or Geico for competitive pricing and discounts.
Compare quotes based on your specific GMC model and trim to find the most accurate and cost-effective insurance.
Bottom Line on Finding Affordable GMC Auto Insurance
Securing cost-effective GMC auto insurance involves exploring discounts for multi-policy bundles, evaluating vehicles with safety features, and leveraging tech-driven services to lower premiums.
Comparing quotes from top providers like AAA, Erie, and Progressive, and considering flexible coverage options, can help you find the best value.
AAA stands out for its unmatched affordability and excellent savings on GMC auto insurance.Tracey L. Wells Licensed Auto Insurance Agent
Additionally, seeking out discounts for safe driving and considering higher auto insurance deductibles can further reduce costs. Implementing these strategies will help you achieve affordable, comprehensive coverage for your GMC. Start by comparing quotes to find the best insurance deal for your needs.
Uncover affordable auto insurance rates from the top providers by entering your ZIP code below.
Frequently Asked Questions
What is the lowest car insurance group for GMC vehicles?
GMC vehicles often fall into lower insurance groups due to their affordable repair costs and safety features. When choosing insurance, consider how many car repair estimates you should get, as this can impact your overall costs.
What is the cheapest cover for cheap GMC auto insurance?
The cheapest cover for cheap GMC auto insurance typically includes basic liability coverage, which meets minimum state requirements and helps keep costs down. Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
What type of insurance offers the lowest premium for GMC cars?
For cheap GMC auto insurance, liability-only coverage is usually the type that offers the lowest premium, focusing on basic protection.
Which insurance is best for a GMC vehicle after 5 years?
After 5 years, cheap GMC auto insurance from providers like Progressive or State Farm offering comprehensive or collision coverage at competitive rates is ideal to protect against major repairs and losses.
At what age is cheap GMC auto insurance the most affordable?
Generally, cheap GMC auto insurance is most affordable for drivers between 25 and 65 years old. How age affects your auto insurance rates is crucial, as younger and older drivers typically face higher premiums.
What is the most trusted company for cheap GMC auto insurance?
Companies like AAA and Progressive are known for providing reliable and cheap GMC auto insurance, offering both affordability and strong customer service.
Who offers the lowest insurance rates for GMC vehicles?
Among providers, companies like State Farm and USAA are known for offering the lowest insurance rates for GMC vehicles, making them top choices for cheap GMC auto insurance.
What is the cheapest GMC auto insurance option for those with bad credit?
Your credit score and auto insurance quotes can impact premiums. For those with bad credit, finding cheap GMC auto insurance with providers like Geico can help secure lower rates despite credit challenges.
What is the most basic coverage available for cheap GMC auto insurance?
The most basic coverage for cheap GMC auto insurance typically includes liability coverage, which protects against damages to others but not to your own vehicle.
What is the lowest deductible for cheap GMC auto insurance?
The lowest deductible for cheap GMC auto insurance can vary by provider, but many offer options as low as $250 to $500. Providers like State Farm often provide competitive deductible options. Get fast and cheap auto insurance coverage today with our quote comparison tool below.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.