What is Erie’s policy on rental car coverage during the claims process?
Erie's policy on rental car coverage during the claims process only covers your rental car expenses if you have a valid auto claim and transportation expenses coverage in your policy. Learn more about how rental car reimbursement works with Erie and how you can add this coverage.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Jul 6, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Your collision or comprehensive auto insurance coverage may not be enough to cover rental car reimbursement after an accident
- Erie offers an add-on transportation expenses coverage to cover a rental car after an accident
- You will usually need to pay for your rental upfront, and Erie will reimburse you
One of the first questions you might ask after an accident is whether auto insurance will cover a rental during car repairs. The answer depends on your insurance provider and the policy that you have.
What is Erie’s policy on rental car coverage during the claims process? Erie Auto Insurance will cover a rental car if you have transportation expenses coverage and a valid collision or comprehensive claim. Here’s how you know if your policy includes rental car reimbursement and what it means. (For more information, read our “Does my auto insurance cover rental reimbursement if my car is being repaired?“).
Understanding Erie Rental Car Coverage and Policies
When dealing with an auto insurance claim, understanding your rental car options is crucial. Erie rental car coverage is designed to provide you with a temporary vehicle while your car is being repaired.
This feature, known as transportation expenses coverage or rental car reimbursement, ensures that you won’t be left without a vehicle during the repair process. Rental car coverage with Erie Insurance is an optional add-on that can be included in your comprehensive or collision coverage.
This means if your policy includes Erie rental car insurance coverage, you’ll be reimbursed for rental expenses while your car is in the shop.
Benefits of Erie Rental Car Insurance
Erie Insurance offers a variety of benefits with their rental car coverage. One notable feature is the option to choose from different classes of rental cars, such as a class three rental car, depending on your needs and budget.
This flexibility ensures you get the type of vehicle that suits your lifestyle, whether you need a compact car for city driving or a larger vehicle for family trips. Additionally, Erie rental cars come with the assurance of quality service and support.
Erie car insurance policies often include roadside assistance and rental coverage endorsement with Erie Insurance, providing peace of mind in case of unexpected breakdowns.
Adding and Managing Vehicles With Erie Insurance
Managing your Erie insurance policy is straightforward, whether you need to add a car to Erie Insurance or update your coverage details. You can easily add a vehicle to Erie Insurance online, ensuring that all your vehicles are covered under one policy.
For new car owners, Erie insurance offers a new car grace period, allowing time to add the new vehicle to your policy without immediate penalties.
This is particularly beneficial for those who frequently upgrade their vehicles or add additional cars to their household. Erie insurance also provides options for an extended car warranty plan, which offers added protection for your vehicle.
Comparing Erie Insurance With Other Providers
When comparing car insurance quotes, it’s essential to consider all aspects of the coverage offered. For instance, American Family vs. Erie shows different benefits and coverage options that might suit various needs. Erie car insurance quotes often include features like rental car reimbursement, which can be a deciding factor for many customers.
Additionally, Erie insurance in Lock Haven, PA, and other locations like Florida and Indiana, provides tailored options to meet regional requirements and preferences.
For those in the rideshare business, Erie insurance rideshare coverage offers specific protections, ensuring comprehensive support for all your insurance needs.
Special Services and Discounts With Erie Insurance
Erie Insurance goes beyond standard coverage, offering unique benefits such as Erie insurance for Tesla owners, which includes specialized coverage for high-value vehicles.
Moreover, Erie car rental services provide convenient options for temporary vehicle needs, including rental cars covered by Erie Insurance. Discounts are also available, with Erie rental car insurance discounts making it more affordable to rent a car when needed.
Whether you’re looking for a quote for Erie auto insurance or exploring Erie car insurance claims, Erie offers comprehensive solutions tailored to individual needs, ensuring you have reliable support throughout your insurance journey.
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Comprehensive Coverage Options With Erie Insurance
When it comes to choosing an insurance provider that caters to a wide array of needs, Erie Insurance stands out with its diverse offerings. For those who frequently use car rental services, car rental through Erie Insurance is a convenient option that ensures you have the necessary coverage while on the road.
The Erie insurance rental car policy provides peace of mind by covering potential damages or issues that might arise during the rental period. Additionally, Erie car hire services are supported by Erie’s comprehensive plans, making it easy to rent a vehicle without worrying about the insurance aspect.
If you’re planning a trip or need a temporary replacement vehicle, rental cars from Erie, PA offer reliable solutions. Erie Insurance’s rental coverage includes rental car reimbursement when you’re not at fault in Texas, ensuring you’re not left stranded after an accident that wasn’t your fault.
For those using rideshare services, Erie rideshare insurance provides specific coverage to protect you while driving for companies like Uber or Lyft. Furthermore, Erie insurance roadside assistance is available to help with unexpected breakdowns, offering services such as towing, battery jump-starts, and flat tire changes.
Erie Insurance also makes it simple to manage your policies online. You can easily add a vehicle online with Erie Insurance or request car insurance quotes from Erie to compare options and find the best fit for your needs.
For residents of various states, Erie car insurance in Florida and Erie car insurance in Indiana provide tailored coverage options that meet state-specific requirements. If you’re in Lock Haven, PA, Erie insurance in Lock Haven offers localized services, ensuring you have access to quality insurance close to home.
For those seeking additional security, Erie’s new auto security feature offers robust protection for new vehicles. The Erie insurance new car grace period gives you time to adjust your policy when purchasing a new car, so you’re never without coverage.
Whether you’re dealing with Erie auto insurance claims or looking for Erie insurance quotes, Erie ensures a smooth and supportive experience. Lastly, Erie renters insurance and Erie rental insurance provide comprehensive protection for your personal property and rental needs, ensuring that you’re covered in various aspects of your life.
Additional Services and Security Options With Erie Insurance
Erie Insurance offers a range of services to ensure that their policyholders receive comprehensive coverage and support. For instance, policyholders can easily add vehicles online with Erie insurance, making the process of updating their policy straightforward and convenient.
Additionally, Erie Insurance provides Erie roadside assistance to help drivers in case of emergencies, offering peace of mind when traveling.
For those in need of temporary transportation, Erie Insurance offers rental services. Customers can rent a car from Erie, ensuring they have reliable transportation while their vehicle is being repaired.
Moreover, Erie Insurance provides coverage for rental cars through Erie insurance rental coverage, ensuring that policyholders are protected even when driving a rented vehicle.
Erie Insurance Policy and Security Features
Erie Insurance is recognized for its robust policy offerings and commitment to security. The Erie insurance NAIC number is a testament to its standing and compliance within the insurance industry. Additionally, Erie provides a special feature known as Erie’s new auto security, which offers enhanced protection for newly purchased vehicles.
This feature, along with the broader auto security with Erie insurance, ensures that vehicles are safeguarded against various risks and potential damages.
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How to Know if Erie Covers Your Rental Car During the Claims Process
Not having transport while your vehicle is in for repairs can be frustrating, so it’s important to find out if your auto insurance covers rental cars. If you haven’t lined up the right coverage, your insurance company may not cover this additional expense.
Rental reimbursement coverage, or transportation expenses coverage as Erie auto insurance calls it, is usually an optional add-on to your standard insurance policy.
If you have affordable comprehensive auto insurance coverage and collision coverage with Erie, then you can add transportation expenses coverage to your policy. This ensures your rental car expenses will be reimbursed if your car needs to go in for repairs following an accident.
How Erie’s Transportation Expenses Coverage Works
Most auto insurance companies will reimburse you for a rental up to a certain amount per day (usually between $30 and $40) but Erie does things a little differently. When you select your add-on rental coverage you will choose a class of vehicle that suits your needs, and your rate will be determined accordingly.
Your coverage limit will be the maximum number of days your rental reimbursement/transportation expenses coverage will reimburse you for — which is generally 45 days for Erie, higher than the industry average of around 30 days.
It is important to note that this coverage doesn’t include the cost of gas, mileage, and security deposits for rental cars. You will also usually need to pay for your rental upfront, and Erie will reimburse you later.
Your Options for Rental Cars From Erie During the Claims Process
What type of rental car is covered? You have the choice of six different classes of rental cars, each with a corresponding premium rate. These include:
- Class 1: Compact sedan that seats up to four (E.g., Nissan Versa, Toyota Yaris)
- Class 2: Traditional sedan that seats up to five (E.g., Chrysler 200, Ford Fusion, Chevy Impala)
- Class 3: Small SUV or pickup truck that seats up to five (E.g. Ford Escape, Chevy Silverado)
- Class 4: Minivan or midsize SUV that seats up to six or seven (E.g., Chrysler Town & Country, Jeep Grand Cherokee)
- Class 5: Luxury sedan or large SUV that seats up to six (E.g., Cadillac DTS, Chevy Tahoe)
- Class 6: Vehicle with special accessibility features for someone with a disability
With Erie’s transportation expenses coverage, you can be confident that you will be covered for a rental car that makes sense for you and your needs.
Read more: How long does it take for Erie to process an auto insurance claim?
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Make Sure You Have Erie’s Rental Reimbursement Coverage
Frequently Asked Questions
Does insurance cover rental car reimbursement if you are not at fault?
If you are in a car accident and the other driver is at fault, you can file a claim with their insurance company or use your rental car reimbursement coverage while the fault is still being determined. If you use your rental car reimbursement coverage, your insurance company will recoup those costs from the other driver’s insurance company.
Do I need rental car insurance?
If you rent an auto, you will need some form of insurance, but you will only need to buy additional car insurance from the rental car company if you don’t already have personal auto insurance, you only have minimum liability insurance, or you are traveling outside of the U.S. If you pay by credit card, then your credit card company may offer coverage, too.
If my car breaks down, will insurance cover a rental?
If you have rental reimbursement coverage added to your comprehensive or collision insurance and your car broke down due to a covered incident, it will also cover a rental car. However, rental reimbursement won’t cover a breakdown due to a mechanical fault or general wear and tear.
Is Erie insurance available in Texas?
Yes, Erie insurance is available in Texas, providing a variety of coverage options, including rental car reimbursement under transportation expenses coverage.
What is the transportation expense of car insurance?
The transportation expense of car insurance refers to the coverage that reimburses you for rental car costs incurred while your insured vehicle is being repaired following an accident. With Erie, this coverage can be added to your policy and typically covers rental car costs for up to 45 days.
Does Erie insurance cover rental cars?
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.