Affordable Dodge Charger Auto Insurance Quotes (2024)
The cost of Dodge Charger insurance rates are $1,668/yr, or $139/mo on average. A liability-only policy costs around $669/yr or $56/mo. Dodge Charger insurance costs around $149 more per year than the average vehicle. Good drivers can save up to $688 a year on these costs by earning discounts on their policy.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Dec 14, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 14, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,668 a year or $139 each month
- A liability-only policy costs around $669 a year or $56 each month
- Highest rates are for teenage drivers at around $6,097 a year or $508 each month
- Good drivers can save as much as $688 a year by earning policy discounts
- Dodge Charger insurance costs around $149 more per year than the average vehicle
Dodge Charger insurance rates are about $149 more per year than the average vehicle with full coverage around $1,668 a year or $139 a month. The highest rates are for teens who will pay around $6,097 a year or $508 a month as they’re considered to be high-risk drivers.
Good drivers can save up to $688 a year in policy discounts by being safe and courteous while on the road. We’re going to take a quick look at Dodge Charger insurance rates, safety ratings, and more.
You can start comparing quotes for Dodge Charger car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Charger Insurance Cost
The average car insurance costs for a Dodge Charger are $1,668 a year or $139 a month.
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Are Dodge Chargers Expensive to Insure?
The chart below details how Dodge Charger insurance rates compare to other sedans like the Hyundai Sonata, Audi S3, and Mazda 3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Audi S3 | $356 | $744 | $264 | $1,474 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
Read more: Dodge Auto Insurance Quotes
What Impacts the Cost of Dodge Charger Insurance?
The Dodge Charger trim and model you choose can impact the total price you will pay for Dodge Charger car insurance coverage.
Age of the Vehicle
The average Dodge Charger car insurance rates are higher for newer models. For example, car insurance for a 2020 Dodge Charger costs $1,668, while 2010 Dodge Charger insurance costs are $1,386, a difference of $282.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Charger | $376 | $626 | $466 | $1,668 |
| 2019 Dodge Charger | $358 | $600 | $488 | $1,646 |
| 2018 Dodge Charger | $344 | $596 | $498 | $1,638 |
| 2017 Dodge Charger | $332 | $582 | $520 | $1,634 |
| 2016 Dodge Charger | $320 | $558 | $536 | $1,614 |
| 2015 Dodge Charger | $304 | $538 | $554 | $1,596 |
| 2014 Dodge Charger | $292 | $500 | $564 | $1,556 |
| 2013 Dodge Charger | $280 | $470 | $570 | $1,520 |
| 2012 Dodge Charger | $268 | $422 | $574 | $1,464 |
| 2011 Dodge Charger | $250 | $388 | $574 | $1,412 |
| 2010 Dodge Charger | $242 | $364 | $580 | $1,386 |
Driver Age
Driver age can have a significant effect on Dodge Charger car insurance rates. For example, 30-year-old drivers pay $73 more for Dodge Charger car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Charger insurance rates. For example, drivers in New York may pay $433 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Charger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Charger car insurance with violations on their driving record.
Dodge Charger Safety Ratings
Your Dodge Charger car insurance rates are tied to the safety ratings of the Dodge Charger. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Dodge Charger Crash Test Ratings
If the Dodge Charger crash test ratings are good, you could have lower Dodge Charger car insurance rates. See Dodge Charger crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Charger Pursuit 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Charger Pursuit 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Charger Pursuit 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Charger Pursuit 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Charger Pursuit 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Charger Pursuit 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Dodge Charger SRT 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Charger 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Dodge Charger 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Charger Safety Features
Good Dodge Charger safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Charger are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Dodge Charger Insurance Loss Probability
The Dodge Charger’s insurance loss probability varies between different coverage types. The lower percentage means lower Dodge Charger auto insurance costs; higher percentages mean higher Dodge Charger auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 48% |
|---|---|
| Property Damage | 42% |
| Comprehensive | 60% |
| Personal Injury | 76% |
| Medical Payment | 78% |
| Bodily Injury | 59% |
| Source: Insurance Institute for Highway Safety | |
Dodge Charger Finance and Insurance Cost
If you are financing a Dodge Charger, most lenders will require your carry higher Dodge Charger coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Charger car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Dodge Charger Insurance
If you want to reduce the cost of your Dodge Charger insurance rates, follow these tips below:
- Remove Young Drivers from Your Dodge Charger Insurance When They Move Out or Go to School
- Take Public Transit Instead of Driving Your Dodge Charger
- Renew Your Dodge Charger Insurance Coverage to Avoid Lapses
- Tell Your Insurer How You Use Your Dodge Charger
- Use an Accurate Job Title When Requesting Dodge Charger Auto Insurance
Top Dodge Charger Insurance Companies
Who is the best company for Dodge Charger insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Charger insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Charger offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Charger Insurance Quotes Online
You can start comparing quotes for Dodge Charger car insurance rates from some of the best car insurance companies by using our free online tool now.
Compare over 200 auto insurance companies at once!
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Frequently Asked Questions
How much does Dodge Charger insurance cost?
The average annual cost of Dodge Charger insurance is $1,668, or $139 per month. A liability-only policy costs around $669 per year or $56 per month.
Are Dodge Chargers expensive to insure?
Compared to other sedans, Dodge Chargers have higher insurance rates. However, there are ways to find affordable insurance rates for Dodge Chargers.
What factors impact the cost of Dodge Charger insurance?
Several factors affect Dodge Charger insurance rates, including the age of the vehicle, driver age, driver location, and driving record.
What are the safety ratings of the Dodge Charger?
The safety ratings of the Dodge Charger influence insurance rates. Good crash test ratings and safety features can result in lower insurance costs.
How can I save on Dodge Charger insurance?
To reduce the cost of Dodge Charger insurance, you can be a safe driver, maintain a clean driving record, and compare quotes from different insurance companies.
Compare over 200 auto insurance companies at once!
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.