Best Distant Student Auto Insurance Discounts in 2024 (Save up to 35% With These Companies)
The best distant student auto insurance discounts can cut costs by as much as 35% while students are away at college. Top providers such as Allstate take advantage of those discounts, allowing parents to stay insured at an affordable rate if a student is enrolled at a school more than 100 miles from home.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
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UPDATED: Oct 28, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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The best distant student auto insurance discounts allow families to save significantly while keeping college students covered. With rates dropping up to 35%, top providers like Allstate offer substantial discounts when students attend school more than 100 miles from home.
These savings are often combined with additional discounts, like good student or driver safety programs, which further reduce monthly premiums. Delve into the specifics in our article “Good Grade Auto Insurance Discount
Our Top 10 Company Picks: Best Distant Student Auto Insurance Discounts| Company | Rank | Savings Potential | A.M. Best | Who Qualifies? |
|---|---|---|---|---|
 | #1 | 35% | A+ | Full-time students with good grades |
 | #2 | 30% | A | Students studying away from home |
 | #3 | 25% | B | Students 100+ miles away from home |
 | #4 | 25% | A++ | Military students in eligible families |
 | #5 | 25% | A | Distant college students |
 | #6 | 25% | A | With good academic performance |
 | #7 | 20% | A+ | Online convenience for students |
 | #8 | 20% | A++ | Distant students and accident forgiveness |
 | #9 | 15% | A++ | Full-time students with good performance |
 | #10 | 10% | A+ | Students driving less than 100 miles |
Comparing options from multiple insurers ensures that families get the best deal while maintaining comprehensive student coverage. Get fast and cheap auto insurance coverage today with our quote comparison tool.
- Distant student discounts save families with away-from-home students
- Allstate offers top discounts for students with solid coverage
- Save up to 35% monthly with eligible distant student discounts
Distant Student Auto Insurance Monthly Rates by Provider & Driving Record
Families can save with distant student auto insurance discounts for college students. Geico, State Farm, and AAA provide discounts for good driving records, which can help you get more affordable coverage.
Top providers like Geico, State Farm, and Allstate offer distant student auto insurance discounts that help families save when students are away. The best deal is to compare rates with driving records.
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Understanding Distance Student Discount
The far-off scholastic discount is another investment funds opportunity many insurance organizations offer to allow families to keep their children guaranteed while permitting them extra reserve funds.
Students can also apply the discount when attending school at least 100 miles from home. To receive the distant student discount on their auto policy, the student cannot have regular access to a covered vehicle while away at school.
Students 23 and older will want to stay on their parents’ policies to keep their insurance history, but they can save money. Our article, “Should College Students Use a Home Address or College Address for Auto Insurance?” delves into the details.
Distant Student Discount Eligibility
Typically, to be eligible for a distance student discount from most insurers, students must go to college or university full-time and live at least 100 miles from their parent’s home. When the student is away at school, it may only be driven during vacations or breaks such as Thanksgiving and summer recess.
Allstate's competitive rates and student-specific savings make it a great choice for distant students needing flexible insurance.Justin Wright Licensed Insurance Agent
These savings come in the form of a State Farm student away discount and a Geico student away at school in college discount.
Meeting these primary conditions will save families hundreds on auto insurance for college students while preserving coverage during times of little driving. Explore our article “Cheap Auto Insurance for International Students.”
Top Companies for a Distance Student Discount
Here are some top insurance companies to consider if you want a tremendous distance student discount. Families, in particular, will love the significant savings this popular student-away discount Allstate program provides.
A robust student car insurance discount is the AAA student away discount: a broad option that can save you significantly on your tor college students residing far from home.
These are the best companies for cheap car insurance for college students: For a comprehensive understanding, consult our article “Cheap Auto Insurance for 19-Year-Olds.”
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Monthly Rates for Distant Student Auto Insurance
However, student car insurance can increase or decrease monthly rates for several reasons, from the insurer you choose to the age of the students and where they live. On average, an away student discount saves families around 10-35%.
Distant students can benefit from Allstate’s tailored policies and student discounts, ensuring reliable and affordable coverage.Brandon Frady Licensed Insurance Agent
For instance, students enrolled in a Geico student away at college program can save on monthly premiums, and the prices are hard to beat. On the other hand, a State Farm student-away discount is expected and can reduce premiums by up to 25%.
Since paying for car insurance may likely be one of your top considerations as a college student, you should compare rates amongst companies to find the highest value.
Maximizing Discounts with Good Grades and Other Factors
In addition to the student away-at-school discount, students might be eligible for a reasonable student deduction that many insurers offer if they can keep their grade point average (GPA) over B. Geico Good Student Discount: Geico is one of the most popular companies in the US, giving up to 15% off for good students.
The distant student discount with Allstate provides families with substantial savings when students live over 100 miles away, making it an essential cost-cutting option.Michelle Robbins Licensed Insurance Agent
State Farm, AAA, and other insurers provide comparable savings for students with high grades. Auto insurance student discounts like those for attending a driver’s education course and not driving while in college, along with the student away discount, can help you save money on auto insurance when your learner is still in school.
Enhance your knowledge by reading our “Cheap Auto Insurance for Teenagers.”
Top Auto Insurance Discounts for College Students Studying Far From Home
The far-away student auto insurance discounts keep parents’ policy premiums costs down because it allow students attending college over 100 miles away to stay with their parents. Geico, State Farm, and Allstate give 10 to 35% discounts for clean driving records.
To sign up, students must be under 23 years old and full-time college or university students with at least a winter break available for primarily driving. Good grades or completing a driver’s education course can also result in additional savings. This is an excellent way for college students to reduce their car insurance premiums.
Get a better grasp of the topic by checking out our article “Using Your Parents’ Address for Auto Insurance.” If you want coverage to drive legally, enter your ZIP code to compare cheap auto insurance quotes near you.
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Frequently Asked Questions
What is the distant student auto insurance discount?
It’s a discount for families with college students over 100 miles away, reducing insurance premiums. Uncover more by delving into our article, “Cheap Auto Insurance for 18-Year-Olds.”
Who qualifies for the distant student discount on car insurance?
Students under 23 enrolled full-time at a university and live at least 100 miles from their parents’ home qualify.
How much can families save with these discounts?
Families can save up to 35% on their auto insurance premiums.
Which companies offer the best distant student discounts?
Top companies include Allstate, Geico, and State Farm. Our article “Best Auto Insurance for College Graduates” will expand your understanding.
What additional discounts are available?
Discounts may be available for exemplary student performance or driver safety courses. Enter your ZIP code to start comparing total coverage auto insurance rates.
Does the discount apply to all types of coverage?
The distant student discount typically applies to liability, comprehensive, and collision coverage.
Can I switch insurance companies and keep the discount?
It depends on the new provider’s policies; inquire about the discount when switching. Our article, “How to Transfer a Vehicle to Your Child While Insuring Them,” will help you gain a deeper understanding.
What proof is needed to apply for the discount?
Insurance companies often require proof of enrollment, such as a school schedule.
Does the discount apply to motorcycles?
The availability of the motorcycle discount varies by insurer, so check with your provider. You can start saving on auto insurance by entering your ZIP code and comparing quotes.
Will my rates increase if my child has an accident?
If the child is at fault, it may lead to higher rates regardless of the distant student discount. Explore further with our article, “Does auto insurance cover me under my parent’s policy?“
What is the Student Away Discount from State Farm?
The State Farm student away discount offers savings for college students living more than 100 miles from home.
What options exist for car insurance for college students away from home?
There are various options for car insurance for college students away from home, including distance student discounts from multiple insurers.
What makes good car insurance for college students?
Good car insurance for college students includes affordable premiums, discounts for good grades, and comprehensive coverage options tailored to their needs. For additional insights, refer to our “Cheap Auto Insurance for 20-Year-Olds.”
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
