What do I need to do to cancel my auto insurance policy with Root Insurance?

Root Insurance is a modern, personalized car insurance provider that offers usage-based policies. Its rates are primarily determined by your driving behavior, making it a popular choice for safe drivers looking to save on premiums.

What must you do to cancel an auto insurance policy with Root Insurance? If you need to cancel your auto insurance policy with Root Insurance for any reason, there are several simple steps you can follow. Read on to learn how to cancel auto insurance with Root Insurance.

What to Do to Cancel Your Auto Insurance Policy With Root

Every insurance company has a different method for canceling an auto insurance policy. For Root Insurance, there are three methods: using its mobile app, email, or phone call.

Cancel Root Insurance Through the Mobile App

Root Insurance’s mobile app makes the cancellation process quick and easy. Follow these simple steps:

1. Open the Root Insurance app on your smartphone.
2. Go to the “Policy & Payments” section.
3. Select “Policy.”
4. Tap “Cancel My Policy.”

You will then be prompted to provide a reason for cancellation and your desired policy end date.

Cancel Root Insurance Over Email

If you prefer using email for communication, you can send an email request for cancellation to help@joinroot.com. Include your name, policy number, and desired cancellation date in the email.

Cancel Root Auto Insurance With a Phone Call

To cancel over the phone or discuss any concerns before making a decision, call Root at -1-866-980-9431 and speak with an agent who can assist you with the cancellation process.

Tips for Smooth Cancellation with Root Insurance

Consider the following tips to ensure a smooth transition between policies and avoid potential issues when canceling your Root Insurance policy.

Avoid Coverage Lapses When You Cancel a Root Policy

When canceling your current auto insurance policy, securing new coverage is crucial before your existing policy ends. There are dangers to letting your auto insurance lapse, such as potential fines or penalties. To avoid this, make sure your new policy’s start date directly follows the end date of your old policy.

Understand Root Insurance Refund Policy

You may be wondering, “If I switch or cancel auto insurance will I get a refund?” According to Root’s refund policy, any refunds due will be calculated daily pro-rata. The date of cancellation you select will become the end of the policy period. Keep this in mind when selecting your desired cancellation date.

Reinstating Your Root Policy

You typically can’t get backdated auto insurance after you have canceled it or let a policy lapse. However, if you decide to return to Root Insurance within 30 days of canceling, you may be able to reinstate your previous policy.

If you come back after 30 days have passed, you may need to obtain a new quote and start a new policy.

Canceling Your Auto Insurance Policy With Root Insurance

Canceling your auto insurance policy with Root Insurance is a straightforward process that you can do through the company’s mobile app, email, or by phone call. Avoid coverage lapses by ensuring your new policy’s start date aligns with your old policy’s end date.

Remember that if you choose to return to Root within 30 days, you may be able to reinstate your previous policy; otherwise, you’ll need to apply for a new one.