What do I need to do to cancel my auto insurance policy with Esurance?

What must you do to cancel my auto insurance policy with Esurance? Canceling your Esurance auto insurance policy is usually simple, but it’s a good idea to proceed carefully to avoid being without insurance or paying more than you should.

In most parts of the United States, people must have at least liability auto insurance.

Canceling your coverage too early could lead to costly fines and higher rates when you buy auto insurance again. This article will discuss how to cancel auto insurance with Esurance and the information you need.

Information You Need to Cancel Your Esurance Auto Insurance

Before contacting Esurance to cancel your policy, you can save time and make the cancellation process easier by gathering any necessary information. Esurance usually asks for:

• Your Esurance policy number
• The policy number for your new coverage, the name of the company, and the start date of your new policy
• Your reason for cancellation
• The date when you want Esurance coverage to stop

If you’re not switching insurance companies and don’t need auto insurance, Esurance may ask for proof of a returned license plate or a bill of sale.

How to Cancel Your Auto Insurance Policy With Esurance

Esurance is one of the best affordable auto insurance companies, but there are several reasons why you might need to cancel your Esurance auto coverage, including:

• Receiving a better quote from another company
• Reducing optional coverage like roadside assistance or rental insurance to save money
• Moving to a state where Esurance doesn’t operate
• Not driving because you use another vehicle or public transportation instead
• Selling your vehicle

Even if you don’t plan to use your car anytime soon, avoiding a lapse in coverage is a good idea. Esurance and other auto insurance companies consider your coverage history when determining your rates, and a gap could increase the price you pay when you start using your vehicle again.

Rather than canceling your auto insurance completely, consider switching to a liability-only policy instead of full coverage while not using your vehicle.

If you want to switch insurance companies, schedule your new coverage to start on the same day you cancel your Esurance policy. Affordable full coverage auto insurance usually costs around $100.30 per month.

You can contact Esurance’s customer service department and let them know you want to cancel some or all of your coverage by calling 1-800-ESURANCE (1-800-378-7262). It’s open daily, from 7 a.m. to 9 p.m. CT Monday through Friday and 7 a.m. to 7 p.m. CT on Saturday and Sunday.

Drivers can use the Esurance website to cancel their coverage as well.

Understanding How to Cancel Esurance Auto Insurance

Canceling Esurance auto insurance can help avoid unnecessary charges and fines. Planning your cancellation well also gives you all the time you need to get affordable instant auto insurance quotes and pick a new policy that works for you.