10 Best Companies for Bundling Home and Auto Insurance in 2024 (Compare Rates Here!)
The best companies for bundling home and auto insurance are Erie, AAA, and Geico offering rates starting at $90 per month. These providers excel in affordability, coverage options, and customer satisfaction, making them the best choices for bundling home and auto policies.
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Benjamin Carr
Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Former State Farm Insurance Agent
UPDATED: Oct 28, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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2,934 reviewsCompany Facts
Full Coverage for Home & Auto Bundle
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
19,116 reviewsCompany Facts
Full Coverage for Home & Auto Bundle
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviewsThe best companies for bundling home and auto insurance are Erie, AAA, and Geico, renowned for their competitive rates starting at $90 per month and outstanding customer satisfaction.
These leading providers offer a combination of affordability, extensive coverage options, and exclusive discounts that make them stand out in the insurance market. By choosing to bundle your policies with these insurers, you can take advantage of significant savings.
Our Top 10 Picks: Best Companies for Bundling Home and Auto Insurance| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 10% | A+ | Online Discounts | Erie |
 | #2 | 25% | A | Bundling Options | AAA |
 | #3 | 25% | A++ | Competitive Rates | Geico |
 | #4 | 20% | B | Nationwide Presence | State Farm |
 | #5 | 25% | A+ | Customizable Policies | Allstate |
 | #6 | 10% | A++ | Military Discounts | USAA |
 | #7 | 8% | A++ | Extensive Coverage | Travelers |
 | #8 | 12% | A+ | Price Comparison | Progressive |
 | #9 | 20% | A | Customer Service | American Family |
 | #10 | 25% | A | Member Benefits | Farmers |
Explore how these leading providers can not only enhance your coverage but also help you achieve the best value for your insurance needs. For a comprehensive overview, explore our detailed resource titled, “Combining Insurance Policies.”
Start comparing affordable insurance options by entering your ZIP code above into our free quote comparison tool today.
- Best companies for bundling home and auto insurance at competitive rates
- Tailored discounts and comprehensive coverage options
- Erie is the top choice for high customer satisfaction and significant savings
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#1 – Erie: Overall Top Pick
Pros:
- High Bundling Discounts: Erie is known for offering significant bundling discounts, making it one of the best companies for bundling home and auto insurance. Read our Erie auto insurance review for more details.
- Ease of Online Management: Erie provides a user-friendly online platform for managing bundled policies, which enhances convenience for customers.
- Competitive Multi-Policy Savings: The company’s multi-policy discount rates are highly competitive compared to other best companies for bundling home and auto insurance.
Cons:
- Limited Availability: Erie is not available in all states, which may limit options for those looking for the best companies for bundling home and auto insurance.
- Online Discounts May Vary: Discount rates may differ significantly by location, which can affect the consistency of savings with the best companies for bundling home and auto insurance.
#2 – AAA: Best for Bundling Options
Pros:
- Extensive Bundling Choices: AAA excels in offering a broad range of bundling options, making it one of the best companies for bundling home and auto insurance.
- Exclusive Member Discounts: AAA members can access exclusive bundling discounts, enhancing the value of combining home and auto insurance.
- Comprehensive Coverage: AAA provides a variety of insurance products that can be bundled together, offering extensive coverage options. See our AAA auto insurance review for details.
Cons:
- Membership Requirement: To access the best bundling options, customers often need to be AAA members, which can be a barrier for some.
- Potentially Higher Costs: While bundling options are robust, the overall cost may be higher compared to other best companies for bundling home and auto insurance.
#3 – Geico: Best for Competitive Rates
Pros:
- Low Rates for Bundled Policies: Geico offers some of the lowest rates for bundled home and auto insurance, making it a top choice for cost-conscious consumers.
- Easy Online Quote Comparison: The company provides an intuitive online tool for comparing quotes, which simplifies finding the best rates. Find more in our Geico auto insurance review.
- Quick Quote Process: Geico’s streamlined quote process helps in quickly identifying the best companies for bundling home and auto insurance.
Cons:
- Less Personalization: Geico’s competitive rates may come with less personalized service compared to other best companies for bundling home and auto insurance.
- Limited Local Agent Access: Geico’s focus on online services may limit access to local agents, which can affect customer support for bundled policies.
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#4 – State Farm: Best for Nationwide Presence
Pros:
- Extensive Agent Network: With a large network of agents, State Farm offers broad access to personalized service, making it one of the best companies for bundling home and auto insurance.
- Wide Range of Policies: State Farm provides a variety of insurance options that can be bundled together, ensuring comprehensive coverage.
- Strong Customer Support: The company’s nationwide presence ensures reliable customer support for managing bundled policies. Explore our State Farm auto insurance review for complete details.
Cons:
- Potentially Higher Premiums: While bundling options are extensive, premiums may be higher compared to other best companies for bundling home and auto insurance.
- Complex Online Tools: The extensive range of options may make it challenging to navigate online tools for bundling comparisons.
#5 – Allstate: Best for Customizable Policies
Pros:
- Flexible Bundling Discounts: Allstate offers customizable bundling options, allowing customers to tailor their coverage to their needs. Read our review of Allstate auto insurance for full details.
- Varied Discount Opportunities: The company provides numerous discounts for bundled policies, enhancing overall savings.
- High Customization Potential: Allstate’s policies can be highly customized, making it one of the best companies for bundling home and auto insurance.
Cons:
- Bundling Limitations: Allstate limits bundling options to auto and home insurance, which may not suit customers looking for more diverse coverage combinations.
- Potential Higher Costs: Customizable options might come with higher costs compared to other best companies for bundling home and auto insurance.
#6 – USAA: Best for Military Discounts
Pros:
- Exclusive Military Discounts: USAA offers specialized discounts for military families, making it one of the best companies for bundling home and auto insurance for this demographic.
- High Customer Satisfaction: Known for excellent customer service, USAA provides reliable support for bundled policies.
- Comprehensive Coverage: USAA provides extensive coverage options that can be bundled to suit the needs of military families.
Cons:
- Eligibility Restrictions: USAA’s services are restricted to military members and their families, limiting access for non-military individuals seeking the best companies for bundling home and auto insurance.
- Limited Availability: The company’s limited market presence can restrict options for bundling home and auto insurance for some consumers. Check out our USAA auto insurance review for insights.
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#7 – Travelers: Best for Extensive Coverage
Pros:
- Wide Coverage Options: Travelers offers a broad range of insurance products that can be bundled, making it one of the best companies for comprehensive home and auto insurance.
- Multiple Policy Discounts: The company provides substantial discounts for bundling multiple types of insurance. Discover details in our Travelers auto insurance review.
- Flexible Coverage Packages: Travelers allows customers to customize their coverage packages for better alignment with their needs.
Cons:
- Discount Variability: Bundling discounts may vary by state and policy, which can affect the overall savings with the best companies for bundling home and auto insurance.
- Higher Premiums for Some: Customers may experience higher premiums compared to other best companies for bundling home and auto insurance.
#8 – Progressive: Best for Price Comparison
Pros:
- Easy Price Comparison Tools: Progressive offers robust online tools for comparing prices, helping customers find the best rates for bundled policies. Get a complete view in our Progressive auto insurance review.
- Significant Bundling Discounts: The company provides competitive bundling discounts, making it a top choice for savings.
- Flexibility in Bundling: Progressive allows for a variety of bundling options, including additional types of insurance.
Cons:
- Mixed Customer Reviews: While bundling discounts are attractive, customer reviews on service and claims can be mixed compared to other best companies for bundling home and auto insurance.
- Discounts May Not Always Apply: Not all customers may qualify for the advertised bundling discounts, affecting potential savings.
#9 – American Family: Best for Customer Service
Pros:
- Exceptional Customer Support: American Family is known for excellent customer service, which is a significant advantage when bundling home and auto insurance.
- High Bundling Discounts: The company offers some of the highest discounts for bundled policies in the industry. Find the full list in our American Family auto insurance review.
- Wide Range of Coverage Options: American Family provides extensive options for bundling various types of insurance.
Cons:
- Potentially Higher Costs: Despite excellent customer service, the cost of bundled policies may be higher compared to other best companies for bundling home and auto insurance.
- Limited Online Tools: The online tools for managing and comparing bundled policies may not be as advanced as those of other providers.
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#10 – Farmers: Best for Member Benefits
Pros:
- Unique Member Discounts: Farmers offers exclusive discounts for members and policyholders, enhancing the value of bundling home and auto insurance.
- Customized Policies: The company allows for extensive customization of bundled policies, meeting diverse customer needs.
- Additional Policy Discounts: Farmers provides various discounts for additional features, such as green vehicles or home improvements. Find additional info in our review of Farmers auto insurance.
Cons:
- Customer Service Variability: Customer service experiences may vary, which can affect satisfaction with bundled policies compared to other best companies for bundling home and auto insurance.
- Potential for Higher Costs: The final cost of bundled policies may be higher, even with discounts, compared to other leading providers.
Comparative Guide for Bundling Home and Auto Insurance Monthly Rates & Discounts
Finding the best companies for bundling home and auto insurance can significantly impact your overall savings and coverage quality. This section provides a comprehensive look at monthly rates offered by various insurers for both minimum and full coverage options.
Erie Insurance offers the best value for bundling home and auto policies, providing significant savings and outstanding customer satisfaction.Justin Wright Licensed Insurance Agent
Whether you’re looking for minimum or full coverage, our comparison table offers insights into the cost differences among top insurers. Explore available discounts to maximize savings and make an informed decision about bundling home and auto insurance. To enhance your understanding, explore our resource titled, “What is the minimum auto insurance coverage that I have to sign up for?”
Home and Auto Insurance Bundle: Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $110 | $290 |
| Allstate | $115 | $300 |
| American Family | $110 | $290 |
| Erie | $100 | $280 |
| Farmers | $120 | $310 |
| Geico | $95 | $270 |
| Progressive | $105 | $285 |
| State Farm | $105 | $275 |
| Travelers | $100 | $280 |
| USAA | $90 | $260 |
Choosing the right insurance provider for bundling home and auto policies involves more than just comparing rates. It’s also about leveraging available discounts to enhance your overall savings. Minimum coverage plans start at $90 with USAA, while full coverage options go up to $310 with Farmers, with Erie and Geico offering competitive full coverage rates at $100 and $95, respectively.
Unlock substantial savings with auto insurance discounts for affordable coverage by bundling your home and auto insurance with leading providers. Top insurers offer discounts like multi-policy savings, safe driver incentives, and loyalty rewards to reduce your premiums.
Many companies offer specialized discounts for features like anti-theft devices, home safety improvements, and good student performance. By exploring these discount options available from your preferred insurer, you can maximize your savings and secure the best deal on your insurance policies. To learn more, explore our resource titled, “Does crime rate affect auto insurance rates?“
Benefits of Bundling Insurance: Save More and Simplify Your Coverage
Bundling insurance offers a smart and effective way to manage multiple policies with a single provider, delivering a range of benefits beyond just convenience. Here’s why bundling might be the right choice for you:
- Cost Savings: Bundling policies can save up to 25% on premiums, translating to substantial annual savings.
- Simplified Management: Consolidate policies with one insurer for easier tracking of payments, renewals, and claims.
- Enhanced Coverage: Bundling often provides access to better coverage options and perks not available with separate policies.
- Streamlined Claims: Managing claims is simpler with a single provider, speeding up the process and easing issue resolution.
- Exclusive Discounts: Enjoy additional discounts and perks for safe driving, home safety, and loyalty.
This unified strategy often results in significant cost savings through multi-policy discounts, which can lower your premiums substantially. Additionally, bundling can streamline your insurance experience, making it easier to track and manage your policies.
The benefits include financial savings, improved customer service, and cohesive coverage, ensuring your insurance is seamlessly integrated and effective. Embracing bundling can lead to a more efficient, cost-effective, and hassle-free insurance experience. To gain further insights, consult our guide titled, “100 Easy Ways To Save On Auto Insurance.”
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Exploring the Types of Bundled Insurance for Home and Auto
Having a bundled insurance is a strategic way to streamline your coverage and save money. By combining home and auto insurance with the same provider, you can take advantage of various benefits that simplify management and reduce costs.
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However, within this general approach, there are several specific types of bundling options that you might encounter. Understanding these can help you select the best coverage for your needs. Here are the different types of bundled insurance:
- Basic Bundling: Combine home and auto insurance for discounts and easier management.
- Comprehensive Bundling: Add life insurance to home and auto coverage for broader protection and more savings which you can more in our guide titled, “Does auto insurance cover damage to the interior of vehicle?” for more insights.
- Home and Auto with Additional Coverage: Include boat or RV insurance with home and auto policies for diverse needs.
- Customized Bundles: Tailor bundles to include specialized coverage like flood or umbrella insurance for enhanced protection. Read more in our resource titled, “Should you get an umbrella insurance policy if you already have auto insurance?“
- Multi-Policy Bundling: Bundle home, auto, renters, and motorcycle insurance for extensive coverage and significant savings.
Choosing the right bundled insurance can save you money and simplify policy management. Whether you choose basic, comprehensive, or customized bundling, understanding your options helps you tailor coverage to your needs. Explore these options with your insurer to get the best deal.
Ultimate Guide to the Best Companies for Bundling Home and Auto Insurance
The top companies for bundling home and auto insurance include Erie, AAA, and Geico, offering competitive rates starting at $90 per month. These insurers offer competitive pricing, extensive coverage, and high customer satisfaction. Bundling home and auto insurance simplifies management and provides savings through multi-policy and safe driver discounts.
The article compares top insurers, highlighting their strengths and weaknesses while showcasing bundling benefits like cost savings and streamlined coverage. For the best value, use a free tool to compare quotes from over 200 companies. For a comprehensive analysis, refer to our detailed guide titled, “Can I bundle my Auto-Owners auto insurance with other policies?”
Don’t let expensive insurance rates hold you back. Enter your ZIP code below and shop for affordable premiums from the top companies.
Frequently Asked Questions
How much can I save by bundling home and auto insurance?
By bundling your home and auto insurance policies, you can save hundreds or even thousands of dollars. The exact savings will vary depending on your specific circumstances and the insurance company you choose.
For detailed information, refer to our comprehensive report titled, “How To Save on Auto Insurance.”
What are the best insurance companies for bundling home and auto insurance?
The top three best insurance companies for bundling home and auto insurance are Erie, AAA, and Geico, offering competitive rates and comprehensive coverage.
Can I bundle other types of insurance with home and auto insurance?
Yes, many insurance companies offer bundling discounts for combining other types of insurance, such as renters, motorcycle, boat, or life insurance, with your home and auto policies. Check with your insurance provider for more details.
No matter how much coverage you need, you can find the lowest rates by entering your ZIP code into our free comparison tool below.
Are there any additional discounts available for bundling insurance policies?
Some insurance companies offer additional discounts when you bundle multiple policies, such as discounts for anti-theft devices, eco-friendly vehicles, or home features like roofing upgrades. It’s worth exploring all the available discounts with your insurance provider.
To expand your knowledge, refer to our comprehensive handbook titled, “Anti-Theft Recovery Systems.”
Which homeowners’ insurance company has the highest customer satisfaction?
According to recent customer satisfaction surveys and reports, Amica Mutual consistently ranks high for customer satisfaction in homeowners’ insurance. The company is praised for its responsive customer service and comprehensive coverage options.
Which value is the best for car insurance?
The best value for car insurance depends on individual needs, but Geico and State Farm are often recognized for offering competitive rates and extensive coverage options. Comparing quotes from multiple providers can help you find the best value based on your specific situation.
How do I compare quotes from different insurance companies?
You can use our free quote tool on our website to compare quotes from over 200 auto insurance companies at once.
To gain further insights, consult our comprehensive guide titled, “How To Compare Auto Insurance Quotes.”
Which company is best for car insurance claims?
USAA is frequently cited as one of the top companies for handling car insurance claims due to its excellent customer service and efficient claims process. State Farm and Allstate also have strong reputations for reliable claims handling.
Which company is the best for homeowners’ insurance?
State Farm is widely regarded as a leading provider for homeowners’ insurance, offering extensive coverage options and customizable policies. Allstate and USAA are also highly rated for their homeowner’s insurance services.
Who is the most popular car insurance company?
Geico is a top U.S. car insurance company, renowned for its popularity, competitive rates, and strong marketing. State Farm and Progressive also rank highly in terms of popularity.
Check our guide titled, “How does the auto insurance claims process differ for uninsured/underinsured motorist coverage with Geico?” for more details.
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Benjamin Carr
Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Former State Farm Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
