Affordable Audi A3 Auto Insurance Quotes (2024)
Average Audi A3 auto insurance rates are $117 per month, but you may see higher Audi A3 insurance costs for a 17-year-old. If you want to save money on your Audi A3 insurance coverage, start comparing Audi A3 insurance quotes by age with this guide. You can also enter your ZIP code below to start comparing Audi A3 insurance policies by city.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Jan 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,404 a year or $117 each month
- A liability-only policy costs around $563 a year or $47 each month
- Highest rates are for teenage drivers at around $5,132 a year or $428 each month
- Good drivers can save as much as $579 a year by earning policy discounts
- Audi A3 insurance costs around $115 less per year than the average vehicle
Audi A3 insurance rates are about $115 less per year than the average vehicle with full coverage around $1,404 a year or $117 a month. Drivers of an older Audi A3 may choose to get liability-only insurance which costs around $563 a year or $47 a month.
Good drivers are eligible for up to $579 a year in policy discounts by being safe and courteous while out on the roads. Let’s take a quick look at Audi A3 insurance rates, safety ratings, and more.
You can start comparing quotes for Audi A3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Audi A3 Insurance Cost
The average Audi A3 auto insurance costs are $1,404 a year or $117 a month.
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Are Audi A3s Expensive to Insure?
The chart below details how Audi A3 insurance rates compare to other sedans like the Kia Optima, Cadillac CTS, and Honda Civic.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.Read More:
- Affordable Cadillac Auto Insurance Quotes
- Affordable Buick Auto Insurance Quotes
- Affordable Mazda Auto Insurance Quotes
What Impacts the Cost of Audi A3 Insurance?
The Audi A3 trim and model you choose can impact the total price you will pay for Audi A3 insurance coverage.
Age of the Vehicle
Older Audi A3 models generally cost less to insure. For example, car insurance for a 2018 Audi A3 costs $1,404, while 2010 Audi A3 insurance costs are $1,166, a difference of $238.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi A3 | $282 | $566 | $398 | $1,404 |
| 2017 Audi A3 | $272 | $552 | $416 | $1,398 |
| 2016 Audi A3 | $262 | $530 | $430 | $1,380 |
| 2015 Audi A3 | $248 | $512 | $442 | $1,360 |
| 2013 Audi A3 | $230 | $446 | $456 | $1,290 |
| 2012 Audi A3 | $220 | $400 | $460 | $1,238 |
| 2011 Audi A3 | $206 | $368 | $460 | $1,192 |
| 2010 Audi A3 | $198 | $346 | $464 | $1,166 |
Driver Age
Driver age can have a significant impact on Audi A3 auto insurance rates. For instance, a 30-year-old driver may pay $62 more each year for Audi A3 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Audi A3 insurance rates. For example, drivers in Los Angeles may pay $201 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Audi A3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi A3 car insurance with violations on their driving record.
Audi A3 Safety Ratings
Your Audi A3 auto insurance rates are influenced by the Audi A3’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi A3 Crash Test Ratings
The crash test ratings of the Audi A3 can impact your Audi A3 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi A3 Cabriolet C FWD | N/R | N/R | N/R | N/R |
| 2020 Audi A3 Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2020 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi A3 Sportback e-tron FWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi A3 Sportback e-tron FWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2017 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2017 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2016 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi A3 Safety Features
Most drivers don’t realize that not only do Audi A3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Audi A3 auto insurance rates. The Audi A3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Cross-Traffic Alert
Audi A3 Insurance Loss Probability
Another contributing factor that affects Audi A3 car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 52% |
|---|---|
| Property Damage | -10% |
| Comprehensive | 9% |
| Personal Injury | -15% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Audi A3 Finance and Insurance Cost
If you are financing a Audi A3, you will pay more if you purchase Audi A3 car insurance at the dealership, so be sure to shop around and compare Audi A3 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Audi A3 Insurance
Although it may seem like your Audi A3 car insurance rates are set, there are a few measures that you can take to secure the best Audi A3 car insurance rates possible. Take a look at the following five ways to save on Audi A3 auto insurance.
- Work with a Direct Insurer Instead of an Insurance Broker for Your Audi A3
- Understand that Insurance Companies Can’t Change Your Audi A3 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Make Sure You’re Raising a Safe Driver
- Tell Your Insurer How You Use Your Audi A3
- Choose a Audi A3 with Cheaper Repair Costs
Top Audi A3 Insurance Companies
The best auto insurance companies for Audi A3 car insurance rates will offer competitive rates, discounts, and account for the Audi A3’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is the average cost of Audi A3 auto insurance?
The average cost of Audi A3 auto insurance is $1,404 per year or $117 per month.
Are Audi A3s expensive to insure?
Compared to other sedans, Audi A3 insurance rates are generally lower. However, the specific model and trim you choose can impact the insurance cost.
What factors influence the cost of Audi A3 insurance?
Several factors affect the cost of Audi A3 insurance, including the age of the vehicle, driver’s age, location, driving record, safety ratings, and insurance loss probability.
How can I save on Audi A3 insurance?
To save on Audi A3 insurance, you can consider factors such as maintaining a good driving record, choosing an older model, utilizing safety features, and comparing quotes from multiple insurance companies.
Which insurance companies offer the best rates for Audi A3 insurance?
The best insurance companies for Audi A3 insurance rates may vary, but it’s recommended to compare quotes from multiple providers to find the most competitive rates for your specific situation.
Compare over 200 auto insurance companies at once!
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.