Affordable Lexus NX 300 Auto Insurance Quotes (2024)
Lexus NX 300 insurance costs $133/month on average. To find cheaper Lexus NX 300 insurance rates, start comparison shopping online with our comprehensive guide. Enter your zip code below to get Lexus NX 300 insurance quotes for your city, and take advantage of Lexus' list of safety features in order to save even more money on your Lexus NX 300 insurance coverage.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Jul 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,594 a year or $133 each month
- A liability-only policy costs around $639 a year or $53 each month
- Highest rates are for teenage drivers at around $5,826 a year or $486 each month
- Good drivers can save as much as $657 a year by earning policy discounts
- Lexus NX 300 insurance costs around $75 more per year than the average vehicle
Lexus NX 300 insurance rates are about $75 more per year than the average vehicle with full coverage costing around $1,594 a year or $133 a month.
Good drivers save up to $657 year in policy discounts by practicing safe driving habits. Let’s take a closer look at Lexus NX 300 insurance rates, safety features, and more.
You can start comparing quotes for Lexus NX 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus NX 300 Insurance Cost
The average Lexus NX 300 car insurance costs are $1,594 a year or $133 a month.
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Are Lexus NX 300s Expensive to Insure?
The chart below details how Lexus NX 300 insurance rates compare to other crossovers like the Chevrolet Trax, Audi Q5, and Mazda CX-5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Lincoln MKT | $370 | $626 | $450 | $1,626 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
Read more: Affordable Audi Auto Insurance Quotes
What Impacts the Cost of Lexus NX 300 Insurance?
The Lexus NX 300 trim and model you choose can impact the total price you will pay for Lexus NX 300 car insurance coverage.
Age of the Vehicle
Older Lexus NX 300 models generally cost less to insure. For example, car insurance rates for a 2020 Lexus NX 300 are $1,594, while 2018 Lexus NX 300 rates are $1,556, a difference of $38.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| 2019 Lexus NX 300 | $358 | $660 | $390 | $1,566 |
| 2018 Lexus NX 300 | $344 | $656 | $398 | $1,556 |
Driver Age
Driver age can have a significant effect on the cost of Lexus NX 300 car insurance. For example, a 20-year-old driver could pay around $163 more each month for their Lexus NX 300 car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Lexus NX 300 insurance rates. For example, drivers in New York may pay $973 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Lexus NX 300 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus NX 300 car insurance with violations on their driving record.
Lexus NX 300 Crash Test Ratings
The crash test ratings of the Lexus NX 300 can impact your Lexus NX 300 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Lexus NX 300 | 5 | 4 | 5 | 4 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lexus NX 300 Safety Features
Most drivers don’t realize that not only do Lexus NX 300 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Lexus NX 300 auto insurance rates. The Lexus NX 300’s safety features include:
- Rearview camera
- Pre-collision system with pedestrian detection
- Bicyclist detection
- Lane departure warning
- Lane keep assist
- Adaptive cruise control
- Traffic sign recognition
Lexus NX 300 Finance and Insurance Cost
If you are financing a Lexus NX 300, most lenders will require your carry higher Lexus NX 300 coverages including comprehensive coverage, so be sure to compare Lexus NX 300 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Lexus NX 300 Insurance
Save more on your Lexus NX 300 car insurance rates. Take a look at the following five strategies that will get you the best Lexus NX 300 auto insurance rates possible.
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Ask About Retiree Discounts
- Tell Your Insurer About Different Drivers or Uses for Your Lexus NX 300
- Compare Lexus NX 300 Quotes Online
- Ask About Lexus NX 300 Discounts If You Were Listed on Someone Else’s Policy
Top Lexus NX 300 Insurance Companies
Several insurance companies offer competitive rates for the Lexus NX 300 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus NX 300 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Is it possible to find affordable auto insurance for a Lexus NX 300?
Yes, it is possible to find affordable auto insurance for a Lexus NX 300. Insurance rates can vary depending on various factors such as your location, driving record, age, and the specific insurance provider you choose. Shopping around and comparing quotes from different insurance companies can help you find the best and most affordable coverage for your Lexus NX 300.
What are some factors that can affect the cost of auto insurance for a Lexus NX 300?
Several factors can influence the cost of auto insurance for a Lexus NX 300. These may include your driving record, the age and model of the vehicle, your location, your credit score, the level of coverage you choose, and any additional features or modifications on the car. Insurance companies assess these factors to determine the level of risk associated with insuring your vehicle, which can impact the premium you pay.
Are there any specific insurance considerations for a luxury vehicle like the Lexus NX 300?
Luxury vehicles like the Lexus NX 300 may have higher insurance premiums due to their higher value and potentially costlier repairs. It’s important to consider factors such as the vehicle’s safety features, anti-theft measures, and any advanced technology that could affect insurance rates. Additionally, luxury vehicles are more prone to theft, so having comprehensive coverage is particularly important to protect against theft-related losses.
What type of coverage should I consider for my Lexus NX 300?
The type of coverage you should consider for your Lexus NX 300 depends on your individual needs and preferences. Some common coverage options include:
- Liability coverage: This covers bodily injury and property damage caused to others in an accident where you are at fault.
- Collision coverage: This covers damage to your own vehicle resulting from a collision with another vehicle or object.
- Comprehensive coverage: This covers damage to your vehicle caused by non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: This protects you if you are involved in an accident with a driver who has insufficient or no insurance. It’s advisable to speak with an insurance agent or representative to determine the most appropriate coverage for your specific needs.
How can I lower the cost of auto insurance for my Lexus NX 300?
There are several strategies you can employ to potentially lower the cost of auto insurance for your Lexus NX 300:
- Maintain a clean driving record: Avoid traffic violations and accidents to demonstrate responsible driving behavior.
- Increase deductibles: Choosing a higher deductible can lower your premium, but remember that you will have to pay more out of pocket in the event of a claim.
- Bundle policies: Consider bundling your auto insurance with other policies, such as homeowners or renters insurance, to potentially qualify for multi-policy discounts.
- Look for discounts: Inquire with insurance companies about any available discounts, such as good driver discounts, safety feature discounts, or loyalty discounts.
- Install safety features: Equipping your Lexus NX 300 with safety features like anti-theft devices, anti-lock brakes, or a security system may lead to lower insurance premiums.
Compare over 200 auto insurance companies at once!
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.