How to Track Your Kemper Auto Insurance Claim in 2024 (5 Simple Steps)
Begin your journey on how to track your Kemper auto insurance claim by calling 1-800-353-6737 with your claim number. With Kemper auto insurance claims typically processed in 20 days, a dedicated representative will assist you, providing updates and support throughout each step.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Nov 28, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
To track your Kemper auto insurance claim, start by calling 1-800-353-6737 to report your incident and receive a unique claim number.
If you call 1-800-353-6737 and give your special claim number, a person who helps with claims will assist you directly. Usually, each claim is done in about 20 days, so it gets solved quickly. Find out how to file an auto insurance claim efficiently here.
Kemper’s program also lets you choose approved repair shops, which gives more ease and maybe a lifetime fix guarantee. You will stay updated at all times with regular messages about your specific situation. Explore your auto insurance options by entering your ZIP code today.
- Step #1: Start With a Call – Reach out to Kemper at 1-800-353-6737
- Step #2: Connect With Your Representative – Assigned contact for guidance
- Step #3: Get Status Updates – Check your claim progress regularly
- Step #4: Choose Repair Options – Choose from Kemper’s approved shops
- Step #5: Complete Your Settlement – Review final costs and repairs
Your Guide to Tracking a Kemper Auto Insurance Claim
Managing your Kemper auto insurance claim is simple with obvious steps made for being efficient and easy. When you follow these steps, it helps you know what’s happening with your claim and talk well to the Kemper support team.
Step #1: Start Your Claim with a Call
Call Kemper’s claims line at 1-800-353-6737 quickly to report your incident. Give the person on phone all important details about what happened, like date, time, place, and any other people involved. Learn what happens if the fault can’t be determined after a car accident and how it impacts your claim.
Auto Insurance Average Claims Length by Provider| Insurance Provider | Average Claims Length (Days) |
|---|---|
 | 20 |
 | 18 |
 | 14 |
 | 12 |
 | 20 |
 | 16 |
 | 13 |
 | 15 |
 | 17 |
 | 20 |
This first call is very important because it starts your claim in Kemper’s system and gives you a special claim number. You should keep this number safe for any questions or updates about your claim later on.
Step #2: Connect With Your Claims Representative
After you make the claim, Kemper gives you a claims representative for your case who helps you in every step. This person is your main contact and can answer questions and explain what to do next. Compare the roles of auto insurance agents vs. brokers to make an informed decision.
Whether it is organizing repairs or setting up appraisals, they make sure you stay updated about everything going on. They might also get an appraiser to check the damage, depending how complicated your claim is.
Step #3: Receive a Status Update
For regular updates, you contacting Kemper’s auto insurance claims department with your claim number is good. You can talk to the representative who handles your case.
Ways to Track Your Kemper Auto Insurance Claim| Method | Description | Platform |
|---|---|---|
| Agent Interaction | Personalized support | Direct Contact |
| Email Notifications | Automated update notifications | |
| Mobile App | File and track claims | iOS, Android |
| Online Claim Tracking | Real-time status updates | Website |
| Telephone | Direct inquiries by phone | Phone |
Usually, each claim might take about 10 to 30 days for them to process it. Your representative will inform you about important progress or any required documents during this period. It is good to keep communication open, so please feel free to ask for updates if needed.
Step #4: Arrange for Repairs
After approval, Kemper offers choices for where to repair, including a special set of approved repair shops. Choosing one shop from Kemper’s network can make things faster because these places understand the insurance needs very well and often give lifetime guarantees on their repairs.
Kemper Auto Insurance Monthly Rates vs. Top Competitors by Driving Record| Insurance Company | Clean Record | One Ticket | One Accident | One DUI |
|---|---|---|---|---|
| $86 | $108 | $133 | $148 |
| $160 | $188 | $225 | $270 |
| $139 | $173 | $198 | $193 |
| $80 | $106 | $132 | $216 |
| $125 | $157 | $197 | $227 |
| $174 | $212 | $234 | $313 |
| $115 | $137 | $161 | $237 |
| $105 | $140 | $186 | $140 |
| $86 | $96 | $102 | $112 |
| $59 | $67 | $78 | $108 |
You are able to choose your own repair shop, but it is very important to look at the coverage details first. Doing this helps you stay away from possible delays or extra charges that might come out of your pocket. Learn how many car repair estimates you should get before choosing one to make the best decision.
Step #5: Finalize the Settlement
After fixing is done or if payment given, Kemper will subtract your deductible from the settlement amount. For vehicles with loan, note that any checks for settlement might have lienholder’s name on it too.
Please talk with the representative about final settlement details. Make sure every cost and repair is included, and your vehicle gets back to you in good condition.
Read more: How do I file an auto insurance claim with Kemper?
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How to Track the Progress of Your Auto Insurance Claim With Kemper
When you initially file a claim with Kemper, the company will allocate a representative to handle the process from start to finish. They may also get assistance from an appraiser along the way.
You’ll get a claim number, which will be your reference if you need to contact the company to check the status of an auto insurance claim. You can reach your claims representative by calling the toll-free claims department number during business hours.
It Helps to Understand the Kemper Insurance Claims Process
Kemper has a toll-free number that will connect you with a First Notice of Loss (FNOL) adjuster when you initially report a claim. You need to provide the representative with full details about the incident and any other involved parties. Do you need to file a police report after an accident? Not necessarily, but it may help to provide a police report, especially if there was a dispute about who was at fault.
Consider adopting these habits from @NHTSAgov to help keep yourself focused and safe while on the road: pic.twitter.com/7C3hs4UVBb
— Kemper (@KemperInsurance) August 27, 2024
An adjuster may contact some of the parties, review the policy and determine who was at fault. Sometimes, this process can take some time, depending on the complexity of the claim. However, the adjuster will do their best to expedite and provide the policyholder with their decision as soon as possible.
What to Do When Your Kemper Auto Insurance Claim is Approved
You can choose whether to repair your car or receive the funds instead. However, if you lease your vehicle from a finance company, that company may insist that you repair the car.
You can also choose a repair shop, although it may sometimes be beneficial to go with a facility that’s within the company’s approved network. This can sometimes expedite the process, and you may be able to get a lifetime guarantee from an auto shop within the approved network.
Rental reimbursements by Kemper were handled promptly, covering expenses up to $50 per day.Kristen Gryglik Licensed Insurance Agent
Repairs on your vehicle could often begin as soon as Kemper sends them a referral, but if insurance won’t pay the repair shop’s quoted price, you may have to find a different shop, which can slow down the process.
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You Can Check the Progress of Your Auto Insurance Claim With Kemper
When you file an auto insurance claim with Kemper, the company will assign a representative to handle your case. You will also get a claims number at that time. If you want to check the progress of your case at any point, you can call the company’s toll-free number, quote your case number, and talk to your representative for an update.
A Reddit user talked about their time with Kemper’s claims process, saying it was good even though they have an Allstate policy and got into an accident with a driver insured by Kemper. The user pointed out that Kemper has many management levels to handle complaints, but in their case, there was no need to take the issue higher up.
Comment
byu/WannabeElitists from discussion
inInsurance
The Kemper adjuster gave better service than their own Allstate adjuster and managed the claim well. Their car was checked and paid for fast, and they got money back for the rental quickly too. This made them very happy with how quick Kemper responded. If you want coverage to drive legally, enter your ZIP code to compare cheap auto insurance quotes near you.
Frequently Asked Questions
How does Kemper figure out how much my claim payment will be?
Kemper will deduct the amount of your deductible from the total repair cost or the cash value if the company declares your vehicle a total loss. However, if the accident was someone else’s fault, the company will aim to cover all your costs, including your auto insurance deductible.
Will payment be different if the car is financed?
When a finance company is involved, a settlement check may include the lienholder’s name in certain circumstances.
Will my rates or coverage be affected when I file a claim?
You may notice an increase in your insurance rates following a claim. However, an insurance company considers many factors when they set insurance rates, so you may need to talk with your insurance representative for more advice. Enter your ZIP code below to explore which companies have the cheapest auto insurance rates.
How many days does it take to claim Kemper insurance?
Kemper typically processes claims within 10 to 30 days, depending on the case’s complexity.
How do I email Kemper for claims?
To email Kemper about a claim, use the contact form on their official website or reach out to customer service for the correct email address. See if Kemper offers discounts or incentives for safe drivers now.
How do I track my online Kemper claim status?
Track your Kemper claim status online by logging into your Kemper account or calling the claims department with your claim number for an update.
How can I check my Kemper insurance status online?
You can check your Kemper insurance status by logging into your online account, where your policy details and claim information are available.
How to follow up on a Kemper insurance claim?
To follow up on your Kemper insurance claim, call 1-800-353-6737 with your claim number for the latest updates from your claims representative.
What is the claim settlement process in Kemper?
Kemper’s claim settlement process includes filing a claim, assessment by an adjuster, repair or payout options, and final settlement, usually within 10 to 30 days. Find out what documentation you need to file an auto insurance claim with Kemper.
Who owns Kemper Auto Insurance?
Kemper Auto Insurance is owned by Kemper Corporation, a publicly traded company.
What is the claim validation process for Kemper insurance?
The validation process involves reviewing claim details, verifying policy coverage, and assessing damages through an adjuster.
How can I speed up my Kemper insurance claims process?
To speed up your Kemper insurance claims process, provide all required documents promptly and stay in touch with your assigned claims representative.
How does Kemper insurance check claims?
Kemper reviews claims by confirming policy details, investigating the incident, and sometimes conducting appraisals to assess damage. Discover how Kemper handles claims involving uninsured/underinsured motorists effectively.
How do I check the status of a Kemper life insurance claim?
To check the status of a Kemper life insurance claim, contact the claims department with your claim number or log into your online account for updates.
What are the 5 steps to file a claim?
The five steps to file a claim include gathering details, contacting your insurer, submitting documentation, tracking progress, and finalizing resolution.
What is the first step in processing a claim?
The first step in processing a claim is filing it with your insurer, providing all necessary details, including documentation and incident reports.
What happens if a claim is taking too long?
If a claim is taking too long, contact your claims representative to request updates or escalate the issue for faster resolution. Learn what auto insurance companies don’t tell you that could impact your premiums.
What are the steps of claim investigation?
Claim investigation steps typically include reviewing submitted documents, interviewing involved parties, verifying details, assessing damages, and determining coverage.
What is the email format for Kemper?
The standard email format for Kemper employees is typically [email protected], though this may vary by department.
What happened to Kemper insurance?
With recent expansions in digital claim processing, Kemper Insurance continues to operate, offering a range of auto, home, and life insurance products.
What is a claim status check?
A claim status check is a process to monitor the progress of your claim, including any updates or actions taken by your insurer. Find out what an auto insurance policy looks like to ensure you’re fully covered.
What is a claim number?
A claim number is a unique identifier assigned to your claim, used to track and manage its progress within the insurance system.
Is there an online database for Kemper insurance?
Yes, policyholders can access their Kemper insurance information online through their account, which includes claim status, policy details, and documents. Find your cheapest auto insurance quotes by entering your ZIP code into our free comparison tool.
Compare over 200 auto insurance companies at once!
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.