Does Erie offer any discounts or incentives for safe driving?

As you search for ways to balance your budget, you may be constantly looking for affordable auto insurance.

With this in mind, you may wonder: “Does Erie offer any discounts or incentives for safe driving?” We understand your need to keep your bills in check, so we have done the research for you and provided answers below.

Erie Offers Discounts and Incentives for Safe Drivers

Erie has a range of discounts and incentives for policyholders, including some which will help to reward safe driving. However, it’s important to check with the company first, as these incentives may vary from state to state. You can also find out about auto insurance discounts for affordable coverage.

Erie Offers Discounts for Young Drivers

Drivers under the age of 24 will qualify for gradually decreasing insurance costs each year they gain experience without recording any accidental traffic violations. Then, the rates will transition from a young driver to an adult at the age of 24 should they maintain a safe driving record.

Erie Safe Driving Discount for All Drivers

Erie wants to recognize a driver with a good record behind the wheel, and if you qualify, you could get a variable discount on your auto coverage. You must avoid any claims or violations to qualify, and the savings will vary.

You should consult an agent to review the applicable rates and rules, as the company does not publish them. You can also find out how age affects auto insurance rates.

Other Auto Insurance Discounts from Erie

On the subject of safety, if you fit certain devices to your vehicle (or if the manufacturer has fitted them as original equipment), you may qualify for specific discounts. For example, factory-installed airbags, passive restraint systems, anti-lock brakes, or anti-theft devices. (For more information, read our “Airbag Auto Insurance Discount: Save on Auto Insurance“).

If you don’t drive your car for at least 90 consecutive days, you may be eligible for a discount based on reduced usage. You may also qualify for “first accident forgiveness,” where you may avoid a surcharge for the first time that you’re at fault in an accident. You’ll need to have been a customer for three years.

You may also find that your deductible goes down by $100 for each consecutive claims-free policy year up to a certain maximum. Also, you can get additional discounts if you own several cars and bundle them together into one policy.

You may also want to consider five tips for lowering your auto insurance rates as a car driver.

Erie Offers Certain Discounts and Incentives for Safe Driving

Erie may offer you a safe driving discount if you can maintain a good driving record without any claims or violations. However, the savings will vary and may not be available at the same rate in all states, so you’ll need to talk with the company for full details.

Other incentives related to safe driving include gradually decreasing insurance costs for young drivers and a reducing deductible program.