Can I add or remove drivers from my National General auto insurance policy?

Times change, and you may need to modify an existing auto insurance policy. You may want to know how much does it cost to add someone to your auto insurance policy or if you can remove someone instead.

You may be confused about your options, and we understand that this can be difficult to figure out, so we have researched for you and answered the question below.

How to Add or Remove Drivers From Your National General Insurance Policy

You should contact National General via email or phone to discuss your needs. They may allow you to add or remove drivers from your policy in some circumstances.

For example, you may be able to add someone to your policy if they now live in the same household as you, but you should contact National General directly for advice. Remember that some states do not allow you to exclude someone from a policy.

Adding a Driver to Your National General Policy

Does every person in your household need to be listed on your auto insurance policy? No, but most insurance companies will expect you to add the names of all drivers in your household to your car insurance policy.

This is because they anticipate that these drivers will get behind the wheel of your vehicle at some stage, increasing the company’s exposure. So, if another driver moves into your home and you already have a policy in place, contact the company to discuss the matter.

Removing a Driver From Your National General Policy

If you have another driver on your policy, there are circumstances where you may want to remove them. For example, they may now have a conviction for driving under the influence, and you may worry that this could increase the cost of your insurance.

You should contact National General to see if you can remove that driver from your policy. Also, you may want more information about how a DUI affects your auto insurance rates.

Servicing Your Policy Online with National General

National General does allow you to service certain parts of your policy at a dedicated website. Once you register and log in to the “MyPolicy” site, you can:

• Review coverage
• View your policy documents
• Request new ID cards
• Make a payment or sign up for auto pay
• Update a password
• Utilize an e-signature feature

However, you cannot automatically add or remove drivers to your policy through this portal and should contact the company for help instead.

It May be Possible to Add or Remove Drivers From Your National General Auto Insurance Policy

If you want to add or remove a driver from your National General auto insurance policy, you should contact the company via phone or email for advice. For example, you may want to add a driver if they move into your household or remove a driver if they move out or may now be a higher-risk driver, which could affect the cost of your policy.

The outcome will depend on the company policy and may also depend on whether the state you live in allows you to remove or exclude any drivers from a policy.

Readmore: How do I file a claim with National General for auto insurance?