Cheap Buick Auto Insurance in 2024 (Secure Low Rates With These 10 Companies)

State Farm, Progressive, and Allstate are the top choices for cheap Buick auto insurance, offering rates as low as $49 per month.

These companies provide exceptional value with competitive pricing and tailored coverage options designed to meet the needs of Buick owners. State Farm stands out as the best overall provider due to its comprehensive coverage options and customer satisfaction. Progressive and Allstate also offer strong rates and excellent coverage, making them ideal alternatives for budget-conscious drivers.

Our Top 10 Company Picks: Cheap Buick Auto Insurance

Discover more by delving into our article entitled, “Average Cost of Auto Insurance.” Don’t let expensive insurance rates hold you back. Enter your ZIP code above and shop for affordable premiums from the top companies

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#1 – State Farm: Top Overall Pick

Pros

• Affordable Rates: State Farm offers highly competitive monthly rates starting at $49 for Buick insurance, making it a cost-effective option for Buick drivers looking to save on their insurance premiums.
• Strong Customer Service: State Farm is renowned for providing exceptional customer service, ensuring that Buick policyholders receive prompt and effective assistance whenever needed.
• Wide Network of Agents: Buick owners benefit from State Farm’s extensive network of local agents, which offers personalized service and support close to their homes.
• User-Friendly App: The State Farm app enhances convenience for Buick drivers by allowing them to easily manage their Buick insurance policies, file claims, and access customer support.

Cons

• Limited Discounts: State Farm provides fewer discount opportunities for Buick enthusiasts, potentially affecting overall savings on their Buick insurance premiums. Enhance your comprehension with our article entitled, “State Farm Auto Insurance Review.”
• Basic Coverage Options: The company may offer fewer add-on options for Buick policyholders, limiting customization and flexibility in their Buick insurance plans.
• Higher Rates for Young Drivers: Buick drivers who are younger or less experienced may face higher monthly rates with State Farm due to a higher perceived risk.

#2 – Progressive: Best for Qualifying Coverage

Pros

• High A.M. Best Rating: Progressive’s excellent A+ rating for financial strength indicates that it is a reliable choice for Buick insurance coverage, providing stability for Buick drivers.
• Flexible Coverage Options: Buick owners can take advantage of Progressive’s range of coverage options, allowing for tailored insurance solutions that fit their specific needs.
• Discounts for Qualifying Drivers: The company offers valuable discounts for safe driving and other qualifying criteria, helping Buick policyholders save on their insurance premiums.
• Snapshot Program: Progressive’s Snapshot program rewards Buick enthusiasts with potential discounts based on their driving behavior, promoting safe driving habits.

Cons

• Higher Monthly Premiums: Monthly rates starting at $54 may be higher compared to some competitors, which could impact the affordability of Buick insurance for some drivers.
• Complex Pricing Structure: The pricing and discount structures can be complex for Buick drivers to navigate, making it challenging to fully understand potential savings.
• Mixed Customer Reviews: Customer service reviews for Progressive can be inconsistent, affecting the overall satisfaction of Buick policyholders with their service. Access the complete picture in our article entitled, “Progressive Auto Insurance Review.”

#3 – Allstate: Best for Infrequent Drivers

Pros

• Excellent Financial Strength: Allstate’s A+ rating by A.M. Best ensures that Buick insurance is provided by a financially stable and reliable insurer, giving Buick drivers peace of mind.
• Good for Infrequent Drivers: Allstate offers insurance options specifically designed for Buick owners who do not drive frequently, potentially reducing premiums for less frequent drivers.
• Comprehensive Coverage Options: Buick policyholders benefit from a wide range of coverage options and add-ons with Allstate, allowing for a highly customized insurance plan.
• Claim Satisfaction Guarantee: Allstate’s satisfaction guarantee on claims ensures that Buick drivers will have their claims handled satisfactorily, enhancing their overall insurance experience.

Cons

• Higher Premiums: Monthly premiums starting at $61 may be higher compared to some other options, affecting the affordability of Buick insurance for certain drivers.
• Limited Discounts: Allstate offers fewer discount opportunities for Buick enthusiasts, which may limit potential savings on insurance premiums.
• Customer Service Variability: The quality of customer service can vary based on location, leading to inconsistent experiences for Buick owners. Obtain a more nuanced perspective with our article entitled, “Allstate Auto Insurance Review.”

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#4 – Farmers: Best for Policy Options

Pros

• Variety of Policy Options: Farmers provides a broad range of coverage options and add-ons for Buick insurance, allowing for extensive customization to suit Buick policyholders’ needs.
• Good Customer Support: Farmers generally receives positive feedback for customer service, ensuring that Buick drivers receive effective support and assistance.
• Flexible Payment Plans: Buick policyholders can benefit from Farmers’ flexible payment plans, which help manage their insurance expenses according to their budgets.
• Strong Financial Stability: Rated A by A.M. Best, Farmers shows strong financial health, making it a reliable choice for Buick insurance coverage. Discover what lies beyond with our article entitled, “Farmers Auto Insurance Review.“

Cons

• Higher Rates: Monthly premiums starting at $67 may be higher compared to some other insurers, potentially impacting the overall cost of Buick insurance.
• Complex Policy Terms: The complexity of Farmers’ policies may make it challenging for Buick enthusiasts to fully understand their coverage options.
• Limited Discounts for New Drivers: Farmers offers fewer discounts for new or young Buick drivers, potentially reducing savings for those with less driving experience.

#5 – Nationwide: Best for Widespread Availability

Pros

• Strong Financial Rating: Nationwide’s A+ rating by A.M. Best reflects its financial strength, providing reliable Buick insurance coverage for policyholders.
• Wide Availability: Buick drivers benefit from Nationwide’s extensive availability across many states, ensuring that coverage is accessible no matter where they live.
• Good Customer Service: Nationwide generally receives positive reviews for customer service, offering satisfactory support for Buick policyholders.
• Discounts for Safe Driving: The company offers discounts for safe driving habits and other qualifying criteria, helping Buick drivers save on their insurance premiums.

Cons

• Higher Rates: Monthly premiums starting at $66 may be higher compared to some competitors, affecting the affordability of Buick insurance.
• Basic Coverage Options: Nationwide may offer fewer add-on coverage options for Buick enthusiasts, which could limit policy customization.
• Mixed Customer Reviews: The quality of customer service can vary, with some Buick drivers reporting mixed experiences with Nationwide. Gain a deeper understanding through our article called, “Nationwide Auto Insurance Review.”

#6 – Liberty Mutual: Best for 24/7 Support

Pros

• 24/7 Support: Liberty Mutual offers round-the-clock customer support, ensuring that Buick policyholders receive assistance anytime, day or night.
• Good Financial Stability: Rated A by A.M. Best, Liberty Mutual demonstrates strong financial health, providing reliable coverage for Buick drivers.
• Wide Range of Coverage Options: The company provides various coverage options and add-ons, catering to the diverse needs of Buick enthusiasts.
• Flexible Discounts: Liberty Mutual offers discounts for bundling policies and multiple vehicles, providing potential savings for Buick policyholders.

Cons

• Higher Monthly Premiums: Monthly rates starting at $71 may be higher compared to some other options, potentially affecting the affordability of Buick insurance.
• Customer Service Inconsistencies: Quality of customer service can vary, with some Buick drivers reporting inconsistent experiences. Expand your understanding with our article called, ”Liberty Mutual Auto Insurance.”
• Complex Policy Structure: Liberty Mutual’s policies and discount structures may be difficult for Buick enthusiasts to navigate and understand.

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#7 – Travelers: Best for Bundling Policies

Pros

• Excellent A.M. Best Rating: Travelers’ A++ rating for financial strength indicates high reliability and stability, making it a secure choice for Buick insurance coverage.
• Bundling Discounts: The company provides substantial savings for bundling auto insurance with other policies, benefiting Buick policyholders who consolidate their coverage.
• Comprehensive Coverage Options: Buick drivers can access a wide range of coverage options and additional features with Travelers, allowing for tailored insurance plans.
• Strong Customer Support: Travelers generally receives positive feedback for customer service, ensuring a satisfactory experience for Buick enthusiasts.

Cons

• Higher Premiums: Monthly rates starting at $73 may be higher compared to other insurers, potentially impacting the overall cost of Buick insurance.
• Complex Pricing: The discount structure and pricing can be complicated, making it challenging for Buick drivers to fully understand potential savings.
• Customer Service Variability: Service quality may vary depending on location and individual experiences of Buick policyholders. Obtain further insights from our article entitled, “Travelers Auto Insurance Review.“

#8 – The Hartford: Best for Tailored Policies

Pros

• Tailored Policies: The Hartford offers customized insurance solutions based on individual needs, providing a personalized experience for Buick owners.
• Good Financial Strength: With an A+ rating from A.M. Best, The Hartford demonstrates strong financial stability and reliability for Buick insurance coverage.
• Strong Customer Service: The company generally receives positive feedback for customer service, offering effective support for Buick drivers. Expand your understanding with our article called, “How can I cancel my auto insurance policy with The Hartford?“
• Discounts for Safety Features: Buick policyholders with advanced safety features on their vehicles can benefit from The Hartford’s discounts, promoting safer driving.

Cons

• Higher Rates: Monthly premiums starting at $77 may be higher compared to other options, potentially affecting affordability for Buick insurance.
• Limited Add-On Options: The Hartford may have fewer optional coverage options compared to some competitors, which could limit customization for Buick enthusiasts.
• Complex Claims Process: Some Buick drivers find The Hartford’s claims process to be cumbersome and time-consuming, affecting their overall experience.

#9 – American Family: Best for Costco Members

Pros

• Discounts for Costco Members: American Family offers special rates and discounts for Costco members, which can be advantageous for Buick owners who are also Costco members.
• Good Financial Rating: With an A rating from A.M. Best, American Family demonstrates strong financial stability and reliability for Buick insurance coverage.
• Variety of Coverage Options: The company provides a range of coverage options and add-ons to suit different needs, offering flexibility for Buick policyholders.
• Strong Customer Service: Generally receives positive reviews for customer service, ensuring satisfactory support for Buick drivers. Deepen your understanding with our article called, “American Family Insurance Auto Insurance Review.”

Cons

• Higher Premiums: Monthly rates starting at $79 may be higher compared to some other options, potentially affecting the affordability of Buick insurance.
• Limited Availability: American Family may not be available in all states, which could limit options for Buick drivers in certain locations.
• Basic Discounts: The company offers fewer discount opportunities compared to some competitors, potentially impacting overall savings for Buick enthusiasts.

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#10 – AAA: Best for Roadside Assistance

Pros

• Roadside Assistance: AAA includes comprehensive roadside assistance services as part of its coverage, offering valuable support for Buick drivers in case of emergencies.
• Good Financial Strength: Rated A by A.M. Best, AAA showcases financial stability and reliability, providing a secure choice for Buick insurance coverage.
• Discounts for Members: Offers exclusive discounts for AAA members, providing additional savings and benefits for Buick policyholders who are also members.
• Strong Customer Service: Generally positive reviews for customer service ensure that Buick owners receive effective and helpful support. To gain additional insights, check out our comprehensive guide titled, “AAA Auto Insurance Review.”

Cons

• Higher Monthly Rates: Monthly rates starting at $82 may be higher compared to other insurers, which might impact the overall cost of Buick insurance.
• Limited Coverage Options: AAA may offer fewer coverage options compared to some competitors, which could limit choices for Buick enthusiasts.
• Membership Requirement: Some benefits and discounts are only available to AAA members, potentially limiting access for non-members who drive Buicks.

Lowering my Buick Auto Insurance Rates

To lower your Buick auto insurance rates, including the Buick Encore insurance cost, start by exploring available discounts, such as the good driver auto insurance discount. Many insurance companies offer reductions for good drivers, good students, and vehicles equipped with safety features. Taking advantage of these discounts can lead to substantial savings on your premiums.

Buick Auto Insurance Monthly Rates by Coverage Level & Provider

Additionally, comparing quotes from different insurance providers is a smart move. Rates can vary widely between companies, so shopping around helps you find the most affordable coverage for your needs. Furthermore, consider how your vehicle’s age and safety features impact your insurance costs.

Generally, older Buicks, including the Encore, have lower insurance rates due to a decreased Actual Cash Value (ACV). Conversely, vehicles lacking modern safety features may incur higher premiums because they are perceived as higher risk.

By evaluating these factors and making informed choices, you can effectively reduce your auto insurance expenses. Start comparing affordable insurance options by entering your ZIP code below into our free quote comparison tool today.

Saving Money on Buick Auto Insurance Quotes

To reduce your costs on Buick car insurance, consider several key strategies. Combining your Buick car insurance with other policies, like home or life insurance, can earn you significant discounts. Increasing your deductible is another way to lower your monthly premiums, but ensure you’re prepared to pay the higher deductible if needed.

Maintaining a clean driving record is essential, as a spotless record can help you secure lower Buick Encore insurance rates. Additionally, driving less and reducing your annual mileage can decrease your premiums, as it reduces the overall risk. For those specifically looking at Buick Encore car insurance or Buick Regal car insurance, regularly comparing quotes from various providers is beneficial.

This practice can help you find the best Buick Encore insurance rates or Buick Regal car insurance rates, ensuring you get the most competitive deal available. Gain deeper insights by perusing our article entitled, “Auto Insurance Deductible.”

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Choosing the Right Buick Auto Insurance

When insuring your Buick, start with essential liability coverage, including Property Damage Liability to cover damage to other vehicles or property you cause and Bodily Injury Liability to handle injuries to others if you’re at fault. Most states mandate both types of liability coverage.

Depending on your state, you may also need Personal Injury Protection (PIP) or Medical Payments (MedPay) for medical expenses and Uninsured/Underinsured Motorist Coverage to protect against drivers with insufficient insurance. For enhanced protection, consider full coverage auto insurance, which is beneficial for newer vehicles or if you have a loan or lease.

Full coverage includes collision coverage, which covers damage to your vehicle regardless of fault, and comprehensive car insurance coverage, which handles damage from theft, vandalism, wildlife, and weather. Both types typically come with deductibles.

Additionally, exploring affordable uninsured or underinsured auto insurance ensures protection against drivers who lack proper coverage. Shopping around for multiple quotes can help you save. Enter your ZIP code into our free comparison tool below to get started.

Find Affordable Buick Auto Insurance Today

Buick auto insurance is easy to find, and Buick drivers have plenty of options when it comes to coverage. You may want a simple, minimum coverage policy for your Buick or full coverage for added protection on the road. 

The average cost of Buick insurance is around $130 every month. Still, your rates will vary depending on the type of Buick you drive, your driving history, and more.

To get cheaper rates for your Buick, you can seek specific coverage discounts. You can also increase your deductible and bundle your auto insurance with other insurance policies for cheaper rates.

Be sure to find and compare quotes for Buick coverage from other companies so you don’t overpay for your Buick auto insurance. Deepen your understanding with our article called, “Car Rental Discount: Save on Auto Insurance.” 

Buick Owners and Add-On Coverage Options

When it comes to protecting your Buick, standard auto insurance might not always cover every situation you might encounter. Fortunately, there are several add-on options available that can provide additional coverage and peace of mind.

These add-ons allow you to customize your policy based on your driving habits and specific needs. Some of the most common auto insurance add-ons include:

• Emergency Roadside Assistance: Auto insurance with roadside assistance helps if you have a flat tire, need lockout services, run out of fuel, or need a tow. 
• Gap Insurance: Gap insurance coverage helps if your new car is damaged and you still have a loan or lease on the vehicle. With gap coverage, your insurance company pays the difference between what you owe on the vehicle and your car’s actual cash value. 
• New Car Replacement: If your new Buick is totaled, new car replacement pays for the vehicle to be replaced with the same make and model. 
• Rideshare Coverage: Drivers for companies like Uber and Lyft often need additional auto insurance coverage for rideshare drivers to ensure they’re protected. 
• Rental Car Reimbursement: If you have to rent a car because yours is in the shop after a covered accident, rental car reimbursement allows your insurance company to pay you back for any money you spend on rental cars. 

Considering these add-ons can be particularly beneficial for Buick owners, especially if you have a new vehicle or are leasing or financing. By choosing the right add-ons, you can ensure that you’re fully protected and prepared for any unforeseen circumstances.

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Summary: Affordable Buick Auto Insurance

Finding affordable Buick auto insurance is easier with top providers like State Farm, Progressive, and Allstate offering rates starting at $49 per month. This guide focuses on securing both minimum liability and affordable full coverage auto insurance, which includes collision and comprehensive protection Progressive Auto Insurance

With average costs varying by model—$49 for the Buick Rendezvous and $118 for the Buick Encore—comparing quotes and exploring discounts based on your vehicle’s age and safety features is crucial. Enter your ZIP code to find competitive rates and the best coverage for your Buick. Instantly compare quotes by entering your ZIP code below.

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